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The Past Due Collection Letter is a crucial document in Indonesian business operations, used when payment obligations remain unfulfilled beyond their due date. This document is typically issued after initial payment reminders have been unsuccessful and before pursuing more serious legal action. It must comply with Indonesian Civil Code (KUHPerdata) requirements, consumer protection laws, and specific regulations governing debt collection practices. The letter serves as formal documentation of the collection attempt and may be important in any subsequent legal proceedings. It includes detailed information about the debt, payment history, current amount due including any applicable interest or penalties, and clear payment instructions. The document is designed to balance the creditor's right to collect with the debtor's rights under Indonesian law, maintaining professional standards while clearly communicating the serious nature of the overdue payment.

1. Sender Details: Full legal name, address, and contact information of the creditor or collection agency

2. Date and Reference Number: Current date and unique reference number for the collection letter

3. Recipient Details: Debtor's full name, current address, and account/reference number

4. Subject Line: Clear indication that this is a collection notice and reference to the debt

5. Debt Details: Specific information about the original debt, including amount, date incurred, and current balance with interest

6. Payment History: Brief summary of previous payment attempts and communications

7. Payment Demand: Clear statement of the amount due and payment deadline

8. Payment Instructions: Detailed information on how and where to make the payment

9. Legal Notice: Statement of legal basis for the debt collection and potential consequences of non-payment