Document background
The Property Damage Claim Letter is an essential document in Hong Kong's property damage resolution process, typically used when seeking compensation for damage to real or personal property. This document should be prepared when there is clear evidence of property damage caused by another party's actions or negligence. The letter must be drafted in accordance with Hong Kong legal requirements and should include specific details about the incident, photographic evidence, cost estimates, and a clear demand for compensation. It serves as a crucial first step in the claims process, potentially avoiding the need for litigation if handled properly. The timing of sending this letter is important, considering Hong Kong's limitation period of six years for property damage claims. Property owners, insurance companies, or their representatives commonly use this document type to formally initiate the claims process.
