The Loan Declaration Form is a fundamental document in Hong Kong's lending practices, designed to meet the stringent requirements of local financial regulations, particularly the Money Lenders Ordinance (Cap. 163) and related financial legislation. This document is typically used when establishing a new loan agreement or modifying existing loan terms, serving as both a legal record and a compliance tool. It contains crucial information including loan amount, interest rates, repayment terms, borrower's financial status, and various regulatory declarations. The form plays a vital role in protecting both lender and borrower interests while ensuring transparency and compliance with Hong Kong's financial regulations, anti-money laundering requirements, and privacy laws.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Declaration Date and Reference: Date of declaration and unique reference number for the loan
2. Lender Details: Full name, registration/license number, and contact details of the lending institution
3. Borrower Information: Full legal name, HKID/passport number, contact details, and address of the borrower
4. Loan Details: Principal amount, interest rate, term of loan, purpose of loan, and repayment schedule
5. Interest Rate Declaration: Clear statement of interest rate, APR, and compliance with legal maximum rates
6. Repayment Terms: Detailed breakdown of repayment structure, including payment amounts, dates, and methods
7. Security and Collateral: Declaration of any assets or guarantees provided as security for the loan
8. Borrower's Declarations: Statements confirming borrower's financial situation, truthfulness of information, and understanding of obligations
9. Privacy Statement: Declaration regarding the collection and use of personal data
10. Signature Block: Space for dated signatures of borrower, witness, and lender representative
1. Guarantor Information: Required when loan includes a guarantor - includes guarantor's personal details and declarations
2. Business Purpose Declaration: Required for business loans - confirms the loan is for business rather than personal purposes
3. Property Details: Required for property-secured loans - includes details of the property offered as security
4. Foreign Currency Declaration: Required for foreign currency loans - acknowledges understanding of exchange rate risks
5. Direct Debit Authorization: Optional section for setting up automatic repayment arrangements
6. Additional Borrower Details: Required for joint loans - includes details of all co-borrowers
1. Schedule 1 - Repayment Schedule: Detailed breakdown of all scheduled repayments including dates, amounts, and principal/interest split
2. Schedule 2 - Security Details: Comprehensive description of any security or collateral provided
3. Schedule 3 - Terms and Conditions: Standard terms and conditions applicable to the loan
4. Appendix A - Supporting Documents Checklist: List of required supporting documents submitted with the declaration
5. Appendix B - Fee Schedule: Breakdown of all applicable fees and charges
6. Appendix C - Declaration of Source of Funds: Required for AML compliance - details of fund sources for loan repayment
Relevant legal definitions
Clauses
Relevant Industries
Banking
Financial Services
Real Estate
Small Business
Corporate Finance
Consumer Finance
Retail Banking
Commercial Banking
Investment Banking
Mortgage Lending
Asset Finance
Microfinance
Relevant Teams
Legal
Compliance
Credit
Risk Management
Retail Banking
Corporate Banking
Documentation
Operations
Customer Service
Underwriting
Loan Processing
Quality Assurance
Relevant Roles
Loan Officer
Credit Manager
Compliance Officer
Legal Counsel
Banking Manager
Financial Advisor
Credit Analyst
Risk Manager
Branch Manager
Relationship Manager
Documentation Specialist
Underwriter
Corporate Banking Officer
Retail Banking Manager
Legal Administrator
Compliance Manager
Chief Credit Officer
Chief Risk Officer
Find the exact document you need
Private Money Lending Contract
A Hong Kong law-governed agreement establishing terms and conditions for private money lending, compliant with the Money Lenders Ordinance.
Download
Loan Contract Document
A Hong Kong law-governed agreement establishing terms and conditions for lending arrangements, including loan amount, interest, repayment terms, and parties' obligations.
Download
Interim Employment Contract
Hong Kong law-governed contract for temporary employment arrangements, compliant with local employment legislation.
Download
Deed Of Sale With Assumption Of Mortgage
A Hong Kong law-governed deed that combines property sale terms with the transfer of existing mortgage obligations from seller to buyer.
Download
Employee Endorsement Letter
A Hong Kong-compliant formal document that confirms and legally binds changes to existing employment terms between an employer and employee.
Download
Borrowing Agreement
A Hong Kong law-governed agreement establishing terms and conditions for a loan between lender and borrower, including loan amount, interest, repayment terms, and parties' obligations.
Download
Deed Of Sale Transfer Of Rights Ownership And Obligations
A Hong Kong law-governed deed that formally documents and effects the transfer of rights, ownership, and obligations between parties.
Download
Temporary Layoff Letter
A Hong Kong-compliant formal notice implementing a temporary suspension of work duties while maintaining the employment relationship.
Download
Loan Agreement With Interest
A Hong Kong law-governed agreement establishing terms for a loan with interest, including disbursement, repayment, and security provisions.
Download
Loan Agreement Between Companies
A Hong Kong law-governed agreement setting out terms and conditions for a corporate loan between two companies, including loan amount, interest, repayment terms, and security arrangements.
Download
Limited Partnership Subscription Agreement
A Hong Kong-governed agreement detailing the terms and conditions for an investor's subscription to a limited partnership fund, including capital commitments and regulatory compliance requirements.
Download
Peer Review 360 Degree Feedback
Hong Kong-compliant agreement for implementing 360-degree peer review feedback processes, ensuring legal and structured performance evaluation.
Download
Letter Of Credit Fee
A Hong Kong-governed banking document that establishes the fee structure and terms for letter of credit services between a bank and its client.
Download
Car Parking Sale Agreement
A Hong Kong law-governed agreement for the sale and purchase of a car parking space, detailing transaction terms and ensuring legal transfer of ownership.
Download
Bilateral Investment Agreement
A Hong Kong law-governed agreement establishing investment terms and protections between two parties, with comprehensive provisions for investment management and dispute resolution.
Download
Debt Agreement Contract
A Hong Kong law-governed agreement establishing terms and conditions for a lending relationship, including loan amount, interest, repayment terms, and security arrangements.
Download
Personal Liability Waiver
A Hong Kong law-governed liability waiver document that enables parties to release claims against service providers or activity organizers while maintaining compliance with local legislation.
Download
Parent Legal Guardian Consent Form
A Hong Kong law-compliant consent form for parents/legal guardians to authorize activities or services involving their minor children.
Download
On Hire Labour Agreement
A Hong Kong law-governed agreement establishing employment terms between a labor hire company, worker, and host company for temporary or contract-based employment arrangements.
Download
Overfacility Agreement
A Hong Kong law-governed agreement setting out terms for exceeding normal credit facility limits, including utilization conditions, pricing, and security arrangements.
Download
Simple Month To Month Lease Agreement
A Hong Kong-governed monthly lease agreement establishing flexible rental terms between landlord and tenant with standard termination notice periods.
Download
Loan Note
A Hong Kong law-governed debt instrument documenting loan terms, repayment obligations, and security arrangements between lender and borrower.
Download
Loan Agreement With Guarantor
A Hong Kong law-governed agreement establishing a loan arrangement with third-party guarantee support, compliant with local lending regulations.
Download
Internal Invoice
A Hong Kong-compliant internal billing document used for recording and tracking inter-departmental or inter-entity transactions within an organization.
Download
Credit Invoice
A Hong Kong-compliant document that combines an invoice with credit terms, detailing payment obligations and credit conditions under Hong Kong law.
Download
Warehouse Lease Agreement
A Hong Kong-governed agreement establishing terms and conditions for warehouse property leasing, including operational requirements and safety standards.
Download
Short Term License Agreement
A Hong Kong-law governed agreement granting temporary permission to use property, space, equipment, or rights, establishing key terms and conditions for short-term arrangements.
Download
Secured Letter Of Credit
A Hong Kong law-governed financial instrument combining a traditional letter of credit with security arrangements, providing enhanced protection through collateral pledging while following UCP 600 and local regulations.
Download
Paycheck Direct Deposit Form
Hong Kong-compliant form for setting up employee salary direct deposit arrangements.
Download
Loan For Use Agreement
A Hong Kong-governed agreement establishing terms for the temporary, free use of property or equipment, defining rights and obligations under Hong Kong law.
Download
Loan Facility Letter
A Hong Kong law-governed document setting out terms and conditions for lending facilities, serving as both an offer letter and binding agreement when accepted.
Download
Loan Agreement Term Sheet
A preliminary document outlining key terms and conditions for a proposed loan facility under Hong Kong law and banking regulations.
Download
Non Fixed Term Employment Contract
A Hong Kong law-governed permanent employment contract establishing terms and conditions for ongoing employment relationships.
Download
International License Agreement
A Hong Kong law-governed agreement establishing terms for international licensing of intellectual property rights, technology, or proprietary information between parties from different jurisdictions.
Download
Intercompany Reimbursement Agreement
Hong Kong law-governed agreement establishing framework for intercompany expense reimbursements, including compliance with local transfer pricing regulations.
Download
Inter Corporate Deposit Agreement
A Hong Kong law-governed agreement establishing terms for corporate-to-corporate deposit arrangements, including deposit terms, interest, and repayment conditions.
Download
Global SLA
A Hong Kong law-governed global service level agreement defining cross-border service delivery standards and performance metrics.
Download
Forfeit Deposit Letter
A Hong Kong law-governed formal notice declaring the forfeiture of a deposit due to contract breach or specified conditions.
Download
Family Lease Agreement
A Hong Kong-governed lease agreement for residential property rental between family members, establishing legal rights and obligations while considering familial relationships.
Download
Debt Acknowledgement Form Iou
A Hong Kong law-governed document that formally acknowledges a debt obligation and its repayment terms between parties.
Download
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)