¶¶Òõ¶ÌÊÓƵ

All Countries
Employment
Certificate Of Deposit Form

Certificate Of Deposit Form Template for Hong Kong

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Certificate Of Deposit Form

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Certificate Of Deposit Form

"I need a Certificate of Deposit Form for our Hong Kong retail bank that includes multi-currency options (HKD, USD, EUR) with step-up interest rates and special provisions for digital banking access, compliant with the latest HKMA guidelines."

Celebrated by
Collaborations with
Investors
Document background
The Certificate of Deposit Form is a essential banking document used in Hong Kong's financial sector when a customer wishes to place a fixed-term deposit with a bank. This document serves as both a receipt and a contract, evidencing the deposit relationship between the bank and the depositor. It must comply with the Hong Kong Monetary Authority's requirements and the Banking Ordinance (Cap. 155), containing all necessary terms, conditions, and risk disclosures. The form is used for both retail and corporate customers, with variations available for different currencies, terms, and interest rate structures. It includes critical information such as deposit amount, term, interest rate, maturity date, early withdrawal conditions, and deposit protection coverage. The document is particularly important in Hong Kong's international banking environment, where certificates of deposit are commonly used for cash management and investment purposes.
Suggested Sections

1. Bank Information: Details of the issuing bank including full legal name, registration number, and registered address

2. Customer Information: Full details of the depositor including name, ID/passport number, address, and contact information

3. Deposit Details: Essential terms including principal amount, currency, interest rate, term of deposit, and maturity date

4. Interest Calculation: Method of interest calculation, payment frequency, and handling of interest at maturity

5. Maturity Terms: Options at maturity including automatic renewal terms and conditions for early withdrawal

6. General Terms and Conditions: Standard terms including deposit protection coverage, bank's rights, and applicable laws

7. Risk Disclosure: Mandatory disclosure of risks associated with the CD, including market risk and liquidity risk

8. Declaration and Signature: Customer acknowledgment and agreement to terms, with space for signatures and date

Optional Sections

1. Foreign Currency Provisions: Additional terms for CDs denominated in foreign currencies, including exchange rate risks and conversion terms

2. Electronic Banking Services: Terms for accessing and managing the CD through digital banking platforms

3. Special Interest Rate Features: Terms for step-up rates, floating rates, or other special interest arrangements

4. Joint Account Provisions: Additional terms for CDs held jointly by multiple depositors

5. Corporate Account Provisions: Specific terms for corporate customers including authorized signatories and corporate mandates

Suggested Schedules

1. Schedule 1: Interest Rate Table: Detailed breakdown of applicable interest rates, including any tier structures or special rate conditions

2. Schedule 2: Fee Schedule: Complete list of applicable fees including early withdrawal penalties and special service charges

3. Schedule 3: Authorized Representatives: List of authorized signatories and their specimen signatures for corporate accounts

4. Appendix A: Term Deposit Rules: Detailed rules and regulations governing the CD as required by HKMA

5. Appendix B: Deposit Protection Scheme Information: Details of coverage under the Hong Kong Deposit Protection Scheme

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓƵ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions



































Clauses






























Relevant Industries

Banking

Financial Services

Investment Management

Corporate Treasury

Wealth Management

Retail Banking

Commercial Banking

Asset Management

Insurance

Professional Services

Relevant Teams

Legal

Compliance

Treasury

Retail Banking

Corporate Banking

Wealth Management

Operations

Risk Management

Customer Service

Product Development

Documentation

Front Office

Middle Office

Back Office

Relevant Roles

Bank Branch Manager

Relationship Manager

Compliance Officer

Legal Counsel

Treasury Manager

Financial Controller

Investment Advisor

Wealth Manager

Corporate Banker

Risk Manager

Product Manager

Operations Manager

Customer Service Manager

Account Manager

Financial Services Representative

Industries







Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Termination And Release Agreement (Real Estate)

A Hong Kong-compliant agreement for terminating real estate contracts and releasing parties from their obligations, with provisions for property handover and settlements.

find out more

Employment Separation Certificate For Contractors

A Hong Kong-compliant legal document certifying the formal conclusion of a contractor engagement, including key details of the relationship and its termination.

find out more

Certificate Of Employment Restaurant

An official Hong Kong-compliant document certifying an individual's employment status and details within a restaurant or food service establishment.

find out more

Certificate Of Completion Workshop

A Hong Kong-compliant formal certification document confirming successful completion of a professional workshop or training program.

find out more

Certificate Of Retirement From Employer

A formal Hong Kong-compliant document certifying an employee's retirement from an organization, including essential employment details and MPF status.

find out more

Certificate Of Deposit Form

A Hong Kong-compliant banking document that establishes the terms and conditions for a certificate of deposit, detailing deposit amount, interest rate, and maturity terms.

find out more

Leave Letter To Employer

A formal document used in Hong Kong to request time off from work, complying with local employment laws and company policies.

find out more

Certificate Of Employment Waiter

A Hong Kong-compliant formal document confirming employment details and terms for a waiter position, issued by the employer as official proof of employment.

find out more

Certificate Of Service Employment

A legally-mandated Hong Kong employment document that certifies an individual's employment history, positions, and tenure with an organization.

find out more

Employment Termination Agreement

A Hong Kong law-governed agreement that formally documents the termination of employment and sets out the terms of separation between employer and employee.

find out more

Certificate Of Final Completion

A Hong Kong-compliant formal document certifying the complete and satisfactory completion of construction works, triggering final contractual obligations and closing out the project.

find out more

Separation And Release Agreement

A legal agreement under Hong Kong law that documents employment termination terms, separation payments, and mutual releases between employer and employee.

find out more

Certificate Of Repossession

A legal document under Hong Kong law certifying the lawful repossession of property following a default under a financing agreement.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.

Read our Privacy Policy.