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Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in England and Wales. Particularly relevant if the supplier credit agreement involves B2C transactions.

Late Payment of Commercial Debts (Interest) Act 1998: Legislation that provides for statutory interest on late commercial payments and compensation for debt recovery costs.

Supply of Goods and Services Act 1982: Sets out implied terms in contracts for the supply of goods and services, including quality standards and fitness for purpose.

Unfair Contract Terms Act 1977: Regulates clauses that exclude or restrict liability in contracts, determining which terms may be enforceable.

Consumer Rights Act 2015: Key legislation for B2C transactions, setting out consumer rights and business obligations in supply of goods and services.

Financial Services and Markets Act 2000: Framework legislation for financial services regulation in the UK, including credit-related activities.

FCA Regulations: Regulatory requirements set by the Financial Conduct Authority for regulated credit activities.

Consumer Credit sourcebook (CONC): Detailed rules and guidance from the FCA specifically relating to consumer credit activities.

UK Money Laundering Regulations 2017: Requirements for due diligence and anti-money laundering procedures in financial transactions.

Contracts (Rights of Third Parties) Act 1999: Governs when third parties may enforce terms of a contract to which they are not a direct party.

UK GDPR and Data Protection Act 2018: Legislation governing the processing and protection of personal data in commercial relationships.

Bills of Exchange Act 1882: Relevant when the credit agreement involves promissory notes or similar negotiable instruments.

Law of Property Act 1925: Applicable when the credit agreement involves security over property.

Insolvency Act 1986: Governs insolvency procedures and creditor rights in case of default or bankruptcy.

Enterprise Act 2002: Contains provisions affecting creditor rights and corporate insolvency procedures.

Rome I Regulation: Determines the applicable law in contractual obligations for cross-border transactions, as retained in UK law post-Brexit.