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Financial Services and Markets Act 2000: Primary legislation regulating financial services and markets in the UK, including requirements for authorized lenders, market conduct, and consumer protection provisions

Consumer Credit Act 1974: Legislation governing consumer credit agreements, including consumer protection measures, credit agreement requirements, and disclosure obligations

Financial Services Act 2012: Updates to the regulatory framework for financial services, including financial conduct requirements and regulatory structure

Law of Property Act 1925: Fundamental property law legislation relevant for secured lending, including requirements for mortgages and charges over property

FCA/PRA Regulations: Regulatory requirements from the Financial Conduct Authority and Prudential Regulation Authority, including the Conduct of Business Sourcebook (COBS)

UK Money Laundering Regulations 2017: Anti-money laundering legislation including Know Your Customer (KYC) requirements and due diligence procedures

Unfair Contract Terms Act 1977: Legislation governing the fairness of contractual terms and limiting the extent to which liability can be excluded in contracts

Misrepresentation Act 1967: Law governing false or misleading statements made during contract formation that induce parties to enter into agreements

Companies Act 2006: Primary legislation governing company operations, including requirements for corporate borrowers, registration of charges, and directors' duties

Insolvency Act 1986: Legislation governing insolvency procedures, ranking of creditors, and security enforcement in case of default

European Retained Law: Post-Brexit retained EU regulations that remain relevant to financial services and lending in the UK legal system