Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing the regulatory framework and powers of the FCA and PRA
Consumer Credit Act 1974: Key legislation governing consumer credit agreements, including mandatory provisions and consumer protections for regulated credit agreements
Banking Act 2009: Legislation establishing the special resolution regime for banks and building societies, and governing bank insolvency procedures
Companies Act 2006: Principal legislation governing company law in the UK, relevant for corporate borrowers and their capacity to enter into credit agreements
Unfair Contract Terms Act 1977: Legislation controlling unfair terms in contracts, particularly regarding exclusion and limitation clauses
Consumer Rights Act 2015: Modern consumer protection legislation, including provisions on unfair terms in consumer contracts
FCA Handbook: Regulatory rulebook containing detailed requirements for regulated firms, particularly CONC (Consumer Credit sourcebook) for credit-related activities
PRA Rulebook: Prudential regulation requirements for banks and other financial institutions
UK Money Laundering Regulations 2017: Requirements for anti-money laundering controls and customer due diligence
UK Sanctions Regulations: Regulations governing financial sanctions and restricted parties
Basel III Requirements: International banking standards implemented in UK law affecting bank capital and lending practices
Capital Requirements Regulation (CRR): Prudential requirements for credit institutions and investment firms, including capital adequacy rules
Insolvency Act 1986: Primary legislation governing corporate insolvency and personal bankruptcy in England and Wales
Enterprise Act 2002: Legislation affecting corporate insolvency procedures and enforcement of security
Financial Collateral Arrangements Regulations: Regulations governing financial collateral arrangements and enforcement of security
Late Payment of Commercial Debts Act 1998: Legislation governing interest on late payments in commercial transactions
Common Law Contract Principles: Fundamental principles of contract law including offer, acceptance, consideration, and intention to create legal relations
Retained EU Law: EU legislation retained in UK law post-Brexit, including various financial services regulations
