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Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in the UK, setting out the framework for consumer credit regulation and licensing

Financial Services and Markets Act 2000: Key legislation regulating financial services in the UK, including credit-related activities and regulatory framework

Consumer Rights Act 2015: Legislation protecting consumer rights and defining unfair terms in consumer contracts

Late Payment of Commercial Debts (Interest) Act 1998: Legislation governing the right to claim interest on late commercial payments

Unfair Contract Terms Act 1977: Legislation regulating unfair terms in contracts, particularly exclusion clauses

Consumer Credit (Disclosure of Information) Regulations 2010: Secondary legislation specifying information that must be disclosed in consumer credit agreements

Consumer Credit (Agreements) Regulations 2010: Secondary legislation detailing requirements for the form and content of consumer credit agreements

Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Secondary legislation specifying which activities require FCA authorization

Payment Services Regulations 2017: Regulations governing payment services, including credit transfers and direct debits

FCA Consumer Credit Sourcebook (CONC): Regulatory guidelines specific to consumer credit activities, including conduct standards and requirements

UK GDPR: Post-Brexit data protection legislation governing the processing of personal data

Data Protection Act 2018: UK's implementation of data protection requirements, working alongside UK GDPR

Money Laundering Regulations 2017: Regulations requiring credit providers to implement anti-money laundering controls and due diligence

Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, including reporting obligations