The Property Agreement For Unmarried Couples is essential for cohabiting partners in England and Wales who own or are purchasing property together. Unlike married couples, unmarried partners have no automatic property rights under UK law, making this agreement crucial for protecting both parties' interests. The document typically covers ownership proportions, financial contributions, maintenance obligations, and exit strategies. It's particularly important given the increasing number of unmarried couples choosing to purchase property together and the lack of specific legislative protection for cohabiting couples in England and Wales.
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1. Parties: Details of both parties including full names, addresses, and occupation
2. Background: Context of the agreement, property details, and relationship status
3. Definitions: Key terms used throughout the agreement including Property, Shares, Contributions, and other relevant definitions
4. Property Ownership: Specification of ownership shares and type of ownership (joint tenants or tenants in common)
5. Financial Contributions: Details of initial and ongoing financial contributions including purchase price, deposit, and mortgage payments
6. Property Costs: Allocation of mortgage, maintenance, insurance, utilities and other property-related costs
7. Termination: Process for ending the agreement including sale, buy-out provisions, and dispute resolution
1. Improvements and Alterations: Rules and procedures for making modifications to the property and how costs and value increases will be shared
2. Pets and Animals: Rules and responsibilities regarding keeping pets in the property
3. Business Use: Provisions for using the property for business purposes including home offices
4. Third Party Occupants: Rules about other occupants, lodgers, or rental arrangements
1. Schedule 1: Property Details: Full property description, title details, and registration information
2. Schedule 2: Financial Schedule: Detailed breakdown of financial contributions and payment schedules
3. Schedule 3: Inventory: List of jointly owned items and their agreed values
4. Appendix A: Property Valuation: Initial property valuation report and methodology for future valuations
5. Appendix B: Mortgage Details: Copy of mortgage agreement and payment terms
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