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Cohabitation Property Agreement Template for England and Wales

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Key Requirements PROMPT example:

Cohabitation Property Agreement

"I need a Cohabitation Property Agreement for my partner and me as we're buying a house together in March 2025, with me contributing 70% of the deposit and them contributing 30%, and we want to ensure our different financial contributions are protected."

Document background
A Cohabitation Property Agreement is essential for unmarried couples living together in England and Wales who wish to protect their property rights and financial interests. Unlike married couples, cohabitants have limited legal protection, making this agreement crucial for establishing clear terms regarding property ownership, financial contributions, and asset division. The agreement typically covers current and future property ownership, financial responsibilities, and arrangements in case of relationship breakdown. It provides legal certainty and helps avoid costly disputes by documenting the parties' intentions clearly and comprehensively.
Suggested Sections

1. Parties: Details of the cohabiting parties entering into the agreement

2. Background: Context of the relationship and property ownership situation

3. Definitions: Key terms used throughout the agreement

4. Property Ownership: Details of property ownership shares and rights

5. Financial Contributions: Agreement on mortgage, bills, and maintenance payments

6. Property Sale or Transfer: Provisions for selling or transferring property interests

7. Termination: Circumstances and process for ending the agreement

Optional Sections

1. Children Arrangements: Provisions for arrangements regarding children if parties have or plan to have children together

2. Pets: Arrangements for pet ownership and care when parties share pets

3. Business Interests: Protection of business assets and income when either party owns a business

4. Future Property Acquisition: Agreement on future property purchases when parties plan to acquire additional properties

Suggested Schedules

1. Schedule 1: Property Details: Full details of the property including title information

2. Schedule 2: Financial Schedule: Detailed breakdown of financial contributions and ownership shares

3. Schedule 3: Asset Inventory: List of shared and individual assets

4. Appendix A: Property Valuation: Current property valuation report

5. Appendix B: Legal Advice Certificates: Confirmation that both parties received independent legal advice

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓÆµ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions






























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Industries

Law of Property Act 1925: Primary legislation governing property ownership and rights in England and Wales. Defines and regulates legal and beneficial interests in property.

Trusts of Land and Appointment of Trustees Act 1996 (TOLATA): Regulates property ownership disputes between cohabitants and defines the rights of beneficiaries and trustees in land ownership matters.

Family Law Act 1996: Relevant legislation for occupation rights and home rights provisions in property matters.

Civil Partnership Act 2004: Important consideration to ensure the agreement doesn't inadvertently create rights similar to civil partnership status.

Constructive Trusts: Common law principle where courts recognize beneficial interest in property based on parties' conduct and intentions.

Resulting Trusts: Common law principle where beneficial interest in property returns to the original owner or is assumed based on financial contribution.

Proprietary Estoppel: Common law doctrine protecting parties who rely on promises about property rights to their detriment.

Contract Law Principles: Fundamental principles including capacity to contract, consideration, and intention to create legal relations.

Land Registration Act 2002: Legislation governing the registration of land and property rights in England and Wales.

Human Rights Act 1998: Relevant for Article 8 (right to respect for private and family life) and Article 1 of Protocol 1 (protection of property).

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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