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Consumer Credit Act 1974: Regulates credit agreements and installment payments, including information disclosure requirements, cooling-off periods, and consumer protections. Particularly relevant for consumer payment plans.

Consumer Rights Act 2015: Governs fairness and transparency of contract terms and provides consumer protection provisions. Essential for ensuring the payment plan terms are fair and clearly presented.

Late Payment of Commercial Debts (Interest) Act 1998: Applies to business-to-business agreements, establishing statutory interest rates and compensation for late payments.

Financial Services and Markets Act 2000: Relevant if the payment plan involves regulated financial activities, setting out regulatory compliance requirements.

Limitation Act 1980: Establishes time limits for bringing claims and is relevant for enforcement of payment obligations under the agreement.

Data Protection Act 2018 and UK GDPR: Governs the processing of personal data, requiring privacy notices and establishing data protection obligations in payment agreements.

Unfair Contract Terms Act 1977: Sets limitations on exclusion clauses and establishes requirements for reasonableness of contract terms.

Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices and ensures transparency in business-to-consumer transactions related to payment arrangements.