RESPA: Real Estate Settlement Procedures Act - Federal law governing real estate settlement processes and disclosures
Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on protected characteristics
Sherman Antitrust Act: Federal law ensuring fair competition and prohibiting anticompetitive practices in real estate brokerage
Truth in Lending Act: Federal regulation requiring disclosure of credit terms and financing information in real estate transactions
AML Regulations: Anti-Money Laundering regulations requiring brokers to verify client identity and report suspicious transactions
State Licensing Requirements: State-specific regulations governing real estate broker licensing and ongoing compliance
State Broker Regulations: State-level rules governing broker conduct, responsibilities, and operational requirements
State Real Estate Commission Rules: Specific guidelines and requirements set by state real estate commissions for broker operations
State Contract Laws: State-specific laws governing the formation and enforcement of real estate contracts
State Disclosure Requirements: Mandatory disclosures required by state law in real estate transactions
NAR Code of Ethics: Professional standards set by the National Association of REALTORSยฎ for member conduct
FTC Regulations: Federal Trade Commission rules protecting consumers in real estate transactions
State Consumer Protection Acts: State-specific laws designed to protect consumers in real estate transactions
Privacy Laws: Federal and state regulations governing the handling and protection of client data
Agency Law: Laws governing the fiduciary relationship between brokers and clients, including duties and obligations
Commission Regulations: State laws governing commission structures, splitting arrangements, and related disclosures
Documentation Requirements: State-mandated requirements for maintaining records and transaction documentation
