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Financial Services and Markets Act 2000: Primary legislation regulating financial services and markets in the UK, determining who can engage in regulated activities and setting requirements for authorizations

Consumer Credit Act 1974: Regulates consumer credit agreements, provides consumer protections and sets out disclosure requirements for consumer lending

Unfair Contract Terms Act 1977: Controls unfair terms in contracts, affects limitation of liability clauses and determines reasonableness of contract terms

Law of Property Act 1925: Governs secured lending, dealing with mortgages, charges and property-related security interests

FCA Handbook: Contains detailed regulatory requirements including MCOB (Mortgages and Home Finance) and CONC (Consumer Credit sourcebook)

UK Money Laundering Regulations 2017: Sets out KYC requirements, anti-money laundering procedures and due diligence obligations

UK GDPR and Data Protection Act 2018: Establishes data protection requirements, privacy notices and data processing agreement obligations

Financial Collateral Arrangements (No 2) Regulations 2003: Governs financial collateral and security arrangements in financial transactions

Companies Act 2006: Covers corporate borrowing powers, registration requirements and corporate authority matters

Enterprise Act 2002: Affects enforcement of security and contains key insolvency provisions relevant to loan agreements