Financial Services and Markets Act 2000: Primary legislation that regulates financial services and markets in the UK, establishing the regulatory framework for lending activities
Consumer Credit Act 1974: Regulates consumer credit agreements and provides consumer protections in lending relationships
Financial Services Act 2012: Updates to financial services regulation and establishes key regulatory bodies
FCA Regulations: Financial Conduct Authority rules covering conduct of business, consumer protection requirements, and fair treatment of customers
PRA Requirements: Prudential Regulation Authority requirements covering capital adequacy and risk management standards
Unfair Contract Terms Act 1977: Controls the use of unfair terms in contracts and establishes which terms can be challenged in court
Misrepresentation Act 1967: Provides remedies for misrepresentation in contract formation and negotiations
Money Laundering Regulations 2017: Sets out anti-money laundering requirements and due diligence procedures for financial transactions
Proceeds of Crime Act 2002: Criminal law regarding money laundering and proceeds of crime, affecting financial institutions' obligations
UK GDPR: Post-Brexit data protection regulation governing the processing of personal data
Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR
Companies Act 2006: Primary legislation governing company operations, including corporate capacity, authority, and directors' duties
