Consumer Credit Act 1974: Primary legislation regulating credit agreements and hire purchase contracts. Mandates specific information disclosures, defines consumer rights and protections, and covers early termination rights.
Consumer Rights Act 2015: Core legislation governing quality of goods, consumer rights and remedies, unfair contract terms, and ensuring transparency in contracts.
Financial Services and Markets Act 2000: Regulatory framework for financial services and markets, particularly relevant for credit arrangements and financial aspects of lease-to-own agreements.
Supply of Goods (Implied Terms) Act 1973: Historic legislation, partially superseded by Consumer Rights Act, but still relevant for certain aspects of goods supply contracts.
Consumer Protection from Unfair Trading Regulations 2008: Regulations prohibiting unfair commercial practices in consumer transactions, including lease-to-own arrangements.
FCA Regulations: Financial Conduct Authority rules governing consumer credit and requirements for authorized lenders in financial agreements.
Consumer Contracts Regulations 2013: Specifies information requirements and cancellation rights in consumer contracts, including distance selling and off-premises contracts.
Data Protection Act 2018 and UK GDPR: Legislation governing the protection of personal data and privacy requirements in contractual relationships and data processing.
