Consumer Credit Act 1974: Primary legislation governing consumer credit agreements in England and Wales, establishing the framework for consumer credit regulation
Financial Services and Markets Act 2000: Core legislation establishing the regulatory framework for financial services in the UK, including credit-related activities
Consumer Rights Act 2015: Legislation protecting consumer rights and establishing rules for fair contract terms in consumer agreements
Financial Services Act 2012: Act that reformed the financial regulatory structure and established the Financial Conduct Authority (FCA)
Banking Act 2009: Legislation establishing the legal framework for banking regulation and resolution
UK Money Laundering Regulations 2017: Regulations setting out anti-money laundering requirements for financial institutions and credit agreements
Law of Property Act 1925: Fundamental legislation governing property rights and secured lending in England and Wales
Contracts (Rights of Third Parties) Act 1999: Legislation governing how third parties may enforce terms of a contract
Unfair Contract Terms Act 1977: Act controlling the use of unfair terms in contracts, particularly exclusion clauses
Late Payment of Commercial Debts (Interest) Act 1998: Legislation governing interest charges on late commercial payments
Rome I Regulation: EU regulation (retained in UK law) determining which law applies to contractual obligations in cross-border situations
UK GDPR: Data protection regulation governing how personal data must be handled in credit agreements and related documentation
Data Protection Act 2018: UK's implementation of data protection requirements, supplementing the UK GDPR
Companies Act 2006: Primary legislation governing company law, including requirements for charges and security
Enterprise Act 2002: Legislation affecting business competition and corporate insolvency procedures
Insolvency Act 1986: Framework for handling insolvency situations, relevant for credit recovery and security enforcement
Financial Services (Banking Reform) Act 2013: Legislation implementing key banking reforms and affecting credit institution operations
Payment Services Regulations 2017: Regulations governing payment services and payment mechanisms in credit arrangements
