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Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including mortgage lending and associated activities

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protections in financial transactions, including certain aspects of mortgage lending

Law of Property Act 1925: Fundamental legislation governing property law, including mortgages and the power of sale

Consumer Rights Act 2015: Provides core consumer rights and protections, including fairness in contracts and transparency requirements

MCOB Rules: Mortgages and Home Finance: Conduct of Business Sourcebook - Details specific requirements for mortgage lenders in their dealings with customers

FCA Regulations: Financial Conduct Authority's regulatory framework governing mortgage lenders' conduct and customer treatment

Pre-Action Protocol for Mortgage Possession Claims: Court procedures that must be followed before initiating mortgage possession proceedings

Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices and sets standards for business-to-consumer trading

Unfair Terms in Consumer Contracts Regulations 1999: Protects consumers against unfair standard terms in contracts with traders

Financial Services (Distance Marketing) Regulations 2004: Regulates the remote marketing and selling of financial services to consumers

TCF Principles: FCA's Treating Customers Fairly principles requiring fair treatment of customers throughout the product lifecycle

Mortgage Credit Directive: EU directive implemented in UK law setting standards for mortgage credit agreements and information requirements

UK GDPR: Post-Brexit data protection regulation governing the processing of personal data

Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR

UK Finance Guidelines: Industry standards and best practices set by the primary UK banking and finance trade association