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Insurance Act 2015: Primary legislation governing insurance contracts in England and Wales, covering duty of fair presentation, warranties and conditions, and remedies for breach of contract

Consumer Insurance (Disclosure and Representations) Act 2012: Legislation specifically dealing with consumer insurance policies, focusing on disclosure requirements and rules regarding misrepresentation

Financial Services and Markets Act 2000: Key legislation regulating insurance services and containing consumer protection provisions

Consumer Rights Act 2015: Legislation ensuring fairness of terms, consumer protection, and service standards in consumer contracts including insurance

Limitation Act 1980: Statute defining time limits and statutory limitation periods for bringing insurance claims

Financial Services and Markets Act 2000 (Regulated Activities) Order 2001: Secondary legislation providing detailed regulations for insurance contracts

Insurance: Conduct of Business Sourcebook (ICOBS): FCA regulatory handbook containing rules on insurance claims handling and processing time limits

Enterprise Act 2016: Legislation containing provisions on late payment of insurance claims and related damages

Insurance Policy Terms: Specific terms and conditions of the individual insurance policy that must be considered when making a claim

FCA Guidelines: Regulatory guidelines issued by the Financial Conduct Authority on insurance claims handling procedures

Insurance Industry Code of Practice: Industry standards and best practices for insurance claims handling and customer service