Bills of Exchange Act 1882: Primary legislation governing cheques in the UK that defines their legal status as bills of exchange and sets out rights and obligations of all parties involved
Cheques Act 1957: Specific legislation dealing with cheques, particularly covering crossed cheques and special endorsements
Late Payment of Commercial Debts (Interest) Act 1998: Legislation relevant for business debts allowing statutory interest claims on late payments
Limitation Act 1980: Sets statutory time limits for legal actions, including the 6-year limitation period for simple contracts and debts
Financial Services and Markets Act 2000: Regulatory framework for financial instruments and bank-related aspects
Consumer Rights Act 2015: Legislation governing consumer transactions and affecting how demands can be made to consumers
Consumer Credit Act 1974: Legislation governing consumer credit, including required notices and procedures for debt-related matters
Common Law Principles: Established legal principles from case law relating to debt recovery
Banking Code of Practice: Industry guidelines and standards for banking operations and procedures
FCA Regulations: Financial Conduct Authority regulations governing financial services and consumer protection
UK GDPR: Data protection requirements affecting how personal information must be handled in debt collection processes
