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Limitation Act 1980: Primary legislation governing time limits for bringing debt claims in England and Wales. Sets statutory limitation periods for different types of debts.

Consumer Credit Act 1974: Key legislation regulating consumer credit agreements and related debt matters. Provides framework for consumer protection in credit transactions.

Contracts (Rights of Third Parties) Act 1999: Legislation governing how third parties may enforce terms of a contract, relevant for debt assignments and transfers.

Law of Property (Miscellaneous Provisions) Act 1989: Legislation concerning formal requirements for creation and transfer of interests in property, including certain types of debt instruments.

Financial Services and Markets Act 2000: Primary legislation for regulation of financial services in the UK, including debt collection and management activities.

FCA Regulations: Financial Conduct Authority's regulatory framework and guidelines governing debt collection and financial services practices.

Consumer Credit sourcebook (CONC): FCA handbook containing detailed rules and guidance for firms involved in consumer credit activities and debt collection.

Consumer Rights Act 2015: Modern consumer protection legislation consolidating and clarifying consumer rights, including those related to debt and financial services.

Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair commercial practices, including in debt collection activities.

Unfair Contract Terms Act 1977: Legislation regulating unfair terms in contracts, particularly relevant for debt agreements and confirmation letters.

Consumer Protection (Distance Selling) Regulations 2000: Regulations governing contracts made at a distance, including debt agreements made remotely.

UK General Data Protection Regulation: Post-Brexit data protection legislation governing how personal data, including debtor information, must be handled and processed.

Data Protection Act 2018: UK's implementation of data protection standards, complementing UK GDPR in protecting personal data in debt-related matters.

Taking Control of Goods Regulations 2013: Regulations governing enforcement action and the seizure of goods in relation to debts.

FCA Debt Collection Guidelines: Specific guidelines issued by the Financial Conduct Authority for fair treatment of debtors and proper debt collection practices.