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Consumer Credit Act 1974: Primary legislation governing consumer credit regulation in the UK, including credit agreements and consumer rights in credit disputes

Data Protection Act 2018: UK's implementation of GDPR, governing how personal data including credit information must be handled and processed

Financial Services and Markets Act 2000: Framework for financial services regulation in the UK, including credit services and consumer protection measures

Consumer Rights Act 2015: Legislation consolidating consumer rights and protections, including those related to financial services

FCA Regulations: Regulatory framework set by the Financial Conduct Authority governing financial institutions and credit providers

Credit Reference Agency Regulations: Rules governing how credit reference agencies must handle credit information and disputes

ICO Guidelines: Information Commissioner's Office guidelines on handling personal data in credit reporting and disputes

FCA Handbook CONC: Consumer Credit sourcebook providing detailed rules and guidance for consumer credit activities

DISP Rules: Dispute Resolution: Complaints rules setting out how financial institutions must handle customer complaints

PRIN Guidelines: FCA's Principles for Businesses setting fundamental obligations for regulated firms

Limitation Act 1980: Legislation setting statutory time limits for bringing legal claims, including credit disputes

Consumer Protection from Unfair Trading Regulations 2008: Regulations protecting consumers from unfair commercial practices, including in credit matters

Financial Services and Markets Act 2000 (Rights of Action) Regulations 2001: Regulations specifying consumers' rights to take legal action in financial services disputes