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1. Security Arrangements: Details of any required security or guarantees - include if facility is secured

2. Insurance Requirements: Specific insurance requirements - include if insurance is required for the facility

3. Financial Covenants: Specific financial ratios or requirements - include for corporate borrowers

4. Hedging Requirements: Interest or currency hedging obligations - include if hedging is mandatory

5. Syndication Provisions: Terms related to syndication - include for larger facilities that may be syndicated

6. Account Operating Requirements: Specific account maintenance requirements - include if dedicated accounts are required

7. Regulatory Compliance: Specific regulatory requirements - include for regulated borrowers or specific sectors

1. Schedule 1 - Definitions: Detailed definitions of terms used in the facility letter

2. Schedule 2 - Conditions Precedent: Complete list of all required conditions precedent documents

3. Schedule 3 - Form of Drawdown Notice: Template for borrower to request drawings under the facility

4. Schedule 4 - Fee Schedule: Detailed breakdown of all applicable fees and charges

5. Schedule 5 - Repayment Schedule: Detailed repayment schedule if term facility with fixed repayments

6. Appendix A - Standard Terms and Conditions: Bank's standard terms and conditions for credit facilities

7. Appendix B - Calculation Examples: Examples of interest and fee calculations for clarity