Ƶ

Revolving Loan Agreement for Switzerland

Revolving Loan Agreement Template for Switzerland

A Swiss law-governed Revolving Loan Agreement is a sophisticated financial instrument that establishes a flexible borrowing arrangement where the borrower can draw down, repay, and reborrow funds up to a specified limit during the facility period. The agreement is structured to comply with Swiss banking regulations and the Swiss Code of Obligations, incorporating specific provisions for security interests, enforcement mechanisms, and regulatory compliance under Swiss law. It includes detailed terms for interest calculation, drawdown mechanics, representations and warranties, covenants, and events of default, all tailored to the Swiss legal framework while maintaining international banking standards.

Your data doesn't train Genie's AI

You keep IP ownership of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Revolving Loan Agreement

Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.

What is a Revolving Loan Agreement?

The Revolving Loan Agreement under Swiss law serves as a critical financing tool for businesses seeking flexible access to credit. It is particularly useful for companies requiring working capital financing or those with cyclical business operations. The document establishes a maximum credit limit within which the borrower can draw down funds, repay them, and reborrow during the facility period. This agreement type must comply with Swiss banking regulations and the Swiss Code of Obligations, making it distinct from similar agreements in other jurisdictions. It typically includes comprehensive provisions covering facility terms, security arrangements, representations, covenants, and enforcement mechanisms, all adapted to Swiss legal requirements. The agreement is commonly used by both Swiss companies and international businesses choosing Swiss law for their financing arrangements, often due to Switzerland's stable legal framework and sophisticated banking sector.

What sections should be included in a Revolving Loan Agreement?

1. Parties: Identification of the lender(s) and borrower(s), including registration details and addresses

2. Background: Context of the revolving loan facility and purpose of the agreement

3. Definitions and Interpretation: Definitions of key terms and interpretation rules, including Swiss law-specific concepts

4. The Facility: Details of the revolving loan facility, including amount, purpose, and availability period

5. Drawdown Conditions: Conditions precedent and subsequent, drawdown mechanics, and notice requirements

6. Interest and Fees: Interest calculation, payment dates, default interest, and applicable fees

7. Repayment and Prepayment: Repayment schedule, prepayment terms, and revolving nature of the facility

8. Representations and Warranties: Standard and Swiss law-specific representations and warranties

9. Covenants: Financial and general covenants, including information obligations

10. Events of Default: Default triggers and consequences, acceleration rights

11. Changes to Parties: Assignment and transfer provisions

12. Administration: Payment mechanics, calculations, and notices

13. Governing Law and Jurisdiction: Swiss law as governing law and jurisdiction provisions

14. Execution: Signature blocks and execution requirements under Swiss law

What sections are optional to include in a Revolving Loan Agreement?

1. Security: Required if the loan is secured - details of security arrangements and enforcement

2. Guarantee: Required if there are guarantors - terms of guarantee and guarantor obligations

3. Syndication Provisions: Required for syndicated facilities - roles of facility agent and security agent

4. Tax Gross-Up and Indemnities: Required if tax implications need specific attention - tax provisions and withholding requirements

5. Increased Costs and Illegality: Optional provisions for dealing with regulatory changes affecting the lender

6. Set-off Rights: Optional provisions for set-off rights under Swiss law

7. Currency Provisions: Required if multiple currencies are involved - currency conversion and indemnity provisions

8. Competition Law Compliance: Required if competition law issues are relevant - compliance with Swiss competition regulations

What schedules should be included in a Revolving Loan Agreement?

1. Conditions Precedent: List of required documents and conditions to be satisfied before first drawdown

2. Form of Drawdown Request: Template for borrower to request drawings under the facility

3. Form of Transfer Certificate: Template for transferring commitments between lenders

4. Repayment Schedule: If applicable, schedule of repayment dates and amounts

5. Financial Covenants Calculations: Detailed methodology for calculating financial covenants

6. Form of Compliance Certificate: Template for periodic compliance certification

7. Security Documents: If applicable, forms of Swiss law security documents

8. Know Your Customer Requirements: List of required KYC documentation under Swiss regulations

Authors

Alex Denne

Head of Growth (Open Source Law) @ Ƶ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Switzerland

Publisher

Ƶ

Document Type

Loan Agreement

Sector

Banking

Cost

Free to use
Relevant legal definitions



































































Clauses







































Relevant Industries

Banking and Financial Services

Manufacturing

Retail

Technology

Real Estate

Healthcare

Construction

Energy

Transportation and Logistics

Telecommunications

Professional Services

Consumer Goods

Industrial Products

Relevant Teams

Legal

Finance

Treasury

Risk Management

Compliance

Corporate Banking

Credit Administration

Corporate Finance

Operations

Documentation

Relevant Roles

Chief Financial Officer

Finance Director

Treasury Manager

Legal Counsel

Corporate Lawyer

Relationship Manager

Credit Officer

Risk Manager

Compliance Officer

Banking Officer

Corporate Finance Manager

Financial Controller

General Counsel

Senior Loan Officer

Transaction Manager

Industries







Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Personal Loan Contract Between Family

Swiss-law governed agreement formalizing loan arrangements between family members, including terms for amount, repayment, and interest.

Download

Legally Binding Loan Agreement

Swiss law-governed loan agreement establishing terms and conditions for lending arrangements, including loan amount, interest, repayment terms, and party obligations.

Download

Simple Shareholder Loan Agreement

A Swiss-law governed agreement documenting the terms of a loan from a shareholder to their company, including key commercial terms and compliance requirements.

Download

Employer Loan To Employee Agreement

A Swiss law-governed agreement establishing terms for an employer-provided loan to an employee, including loan amount, repayment terms, and employment-related provisions.

Download

Unsecured Personal Loan Agreement

Swiss law-governed agreement for unsecured personal lending, compliant with Swiss Code of Obligations and Consumer Credit Act requirements.

Download

Term Loan Facility Agreement

Swiss law-governed agreement establishing terms and conditions for a term loan facility, including loan amount, interest, repayment, and security arrangements.

Download

Personal Loan Letter

A Swiss-law governed Personal Loan Letter documenting terms and conditions of a personal loan, including amount, interest, and repayment terms.

Download

Family Member Promissory Note

A Swiss-law governed promissory note documenting loan arrangements between family members, incorporating specific provisions for familial financial arrangements and Swiss legal requirements.

Download

Loan Agreement Between Family Members

Swiss law-governed loan agreement template for structured lending arrangements between family members, incorporating key Swiss legal requirements and family law considerations.

Download

Facility Loan Agreement

Swiss law-governed agreement establishing terms and conditions for providing loan facilities, including key lending terms, security arrangements, and regulatory compliance requirements.

Download

Overagreement

A Swiss law framework agreement establishing master terms for ongoing business relationships and future transactions.

Download

Loan Note Register

A Swiss law-governed register documenting the ownership and transfer of loan notes, serving as the official record under Swiss securities regulations.

Download

Litigation Financing Agreement

Swiss law-governed agreement establishing terms for third-party litigation funding, including funding scope, returns, and control mechanisms.

Download

Inter Corporate Loan Agreement

A Swiss law-governed agreement establishing terms for corporate-to-corporate lending, structured under Swiss Code of Obligations and financial regulations.

Download

House Loan Contract

A Swiss law-governed agreement between a lender and borrower for residential property financing, detailing loan terms, security arrangements, and obligations under Swiss banking regulations.

Download

Money Lending Form

A Swiss-law governed agreement establishing terms and conditions for lending money, compliant with Swiss banking and financial regulations.

Download

Subordinated Loan Agreement

A Swiss law financing agreement documenting a subordinated loan arrangement where the lender's claims rank behind senior creditors, incorporating specific Swiss legal and regulatory requirements.

Download

Promise Note

A Swiss law-governed formal instrument containing an unconditional promise to pay a specified sum of money to a designated party at a future date.

Download

Interest Loan Agreement

A Swiss law-governed agreement establishing terms for an interest-bearing loan, including loan amount, interest rates, and repayment conditions.

Download

Personal Loan Between Friends Contract

A Swiss law-governed agreement formalizing a personal loan arrangement between friends, including loan terms, repayment conditions, and parties' obligations.

Download

Contract For Land Purchase

Swiss law-governed agreement for land transfer, requiring notarization and land registry registration, detailing property specifications, price, and transfer conditions.

Download

Loan Participation Agreement

Swiss law-governed agreement establishing terms for a financial institution's participation in a loan made by another lender, including payment mechanics and risk allocation.

Download

Investment Loan Contract

A Swiss law-governed agreement establishing terms for providing and managing investment-focused loan facilities, incorporating key Swiss regulatory requirements and investment criteria.

Download

Facility Agreement

A Swiss law-governed agreement establishing terms and conditions for providing financial facilities, incorporating Swiss legal requirements and international lending practices.

Download

Small Business Loan Contract

Swiss law-governed loan agreement for small business financing, compliant with Swiss banking regulations and commercial law.

Download

Simple Loan Term Sheet

A preliminary document under Swiss law outlining key commercial and legal terms of a proposed loan arrangement, serving as the foundation for a detailed loan agreement.

Download

Loan Forgiveness Agreement

A Swiss law-governed agreement documenting the release of a borrower from their obligation to repay all or part of an existing loan, including associated terms and conditions.

Download

Loan And Mortgage Agreement

A Swiss law-governed agreement combining loan provisions with mortgage security arrangements, establishing terms for lending and property security in Switzerland.

Download

Loan Agreement Term Sheet

A Swiss law-governed term sheet outlining key commercial and legal terms for a proposed loan facility, serving as the foundation for detailed loan documentation.

Download

Line Of Credit Contract

A Swiss law-governed agreement establishing a flexible credit facility between a lender and borrower, setting out terms for accessing and repaying credit up to a predetermined limit.

Download

International Loan Agreement

Swiss law-governed agreement establishing terms for international lending arrangements, including loan terms, security, and cross-border considerations.

Download

Equipment Loan Agreement Form

Swiss law-governed agreement establishing terms for temporary equipment loans, including maintenance, liability, and return conditions.

Download

Short Term Loan Agreement

Swiss law-governed agreement establishing terms and conditions for a short-term loan, including loan amount, interest, and repayment provisions.

Download

Real Estate Mortgage Agreement

A Swiss law-governed agreement establishing a mortgage over real estate property, detailing loan terms and security arrangements under the Swiss mortgage certificate (Schuldbrief) system.

Download

Real Estate Loan Agreement

A Swiss law-governed agreement setting out terms and conditions for real estate-secured financing, including loan terms, security arrangements, and compliance with Swiss banking and property regulations.

Download

Mezzanine Loan Agreement

A Swiss law-governed agreement for subordinated debt financing with equity-like features, establishing terms for mezzanine lending including security, subordination, and potential equity conversion rights.

Download

Master Loan Agreement

Swiss law-governed framework agreement establishing terms and conditions for ongoing lending relationships between financial institutions and borrowers.

Download

Margin Loan Agreement

A Swiss law agreement governing margin lending facilities secured by financial instruments, compliant with Swiss financial services regulations and banking requirements.

Download

Loan Note Agreement

A Swiss law-governed agreement documenting terms of loan notes issuance, including interest, repayment, and noteholder rights.

Download

Loan Guarantee Agreement

A Swiss law-governed agreement where a guarantor secures a borrower's loan obligations, subject to Swiss Code of Obligations requirements.

Download
See more related templates

ұԾ’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ұԾ’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it