¶¶Òõ¶ÌÊÓÆµ

Loan Pledge Agreement Template for Switzerland

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Loan Pledge Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Loan Pledge Agreement

"I need a Swiss law Loan Pledge Agreement for a CHF 5 million corporate loan from ABC Bank AG to XYZ Trading GmbH, secured by a pledge over the borrower's securities portfolio held with Credit Suisse, with the loan to be drawn by March 2025."

Document background
The Loan Pledge Agreement is a fundamental document in secured lending transactions under Swiss law, used when a lender requires security over specific assets in return for providing a loan. This document type combines the essential elements of a loan agreement with the creation of a pledge (security interest) over assets, which may include movable property, securities, receivables, or bank accounts. The agreement must comply with Swiss legal requirements, particularly the Swiss Civil Code (ZGB) for pledge provisions and the Swiss Code of Obligations (OR) for loan terms. It is commonly used in commercial lending, asset-based financing, and private banking contexts where the lender seeks to mitigate credit risk through collateralization.
Suggested Sections

1. Parties: Identification of the lender, borrower, and any security agent or trustee

2. Background: Context of the loan and pledge arrangement, including reference to any master agreements

3. Definitions: Definitions of key terms used throughout the agreement

4. Loan Terms: Principal amount, interest rate, repayment terms, and duration of the loan

5. Pledge: Description of pledged assets and creation of security interest

6. Perfection Requirements: Steps required to perfect the pledge under Swiss law

7. Representations and Warranties: Statements about ownership, authority, and condition of pledged assets

8. Rights and Obligations: Duties of parties regarding maintenance and use of pledged assets

9. Events of Default: Circumstances constituting default and consequences

10. Enforcement: Process and rights for enforcing the pledge upon default

11. Notices: Communication requirements and contact details

12. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction

13. Signature Block: Execution provisions and signature spaces

Optional Sections

1. Security Agent Provisions: Required when a security agent is appointed to hold the pledge on behalf of multiple lenders

2. Insurance Requirements: Needed when pledged assets must be insured

3. Registration Requirements: Required for pledges that need registration in public registers

4. Bank Account Pledge Provisions: Specific provisions for pledges over bank accounts

5. Third Party Rights: Required when third parties have interests in the pledged assets

6. Tax Provisions: Specific tax considerations and allocations

7. Further Assurance: Additional actions parties may need to take to maintain pledge validity

Suggested Schedules

1. Schedule 1 - Pledged Assets: Detailed description and inventory of all assets subject to the pledge

2. Schedule 2 - Loan Repayment Schedule: Detailed payment schedule including dates and amounts

3. Schedule 3 - Form of Notice: Template notices for perfection requirements

4. Schedule 4 - Security Agent Terms: Detailed terms of security agent appointment if applicable

5. Appendix A - Asset Valuation Report: Independent valuation of pledged assets if required

6. Appendix B - Registration Forms: Forms required for registering the pledge with relevant authorities

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓÆµ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions





























































Clauses







































Relevant Industries

Banking

Financial Services

Asset Management

Real Estate

Manufacturing

Trading

Commodities

Private Equity

Investment Management

Commercial Lending

Wealth Management

Relevant Teams

Legal

Finance

Credit Risk

Compliance

Treasury

Corporate Banking

Collateral Management

Transaction Management

Security Operations

Loan Administration

Relevant Roles

Legal Counsel

Finance Director

Credit Officer

Relationship Manager

Compliance Officer

Risk Manager

Treasury Manager

Corporate Banking Officer

Security Trustee Officer

Asset Manager

Collateral Manager

Transaction Manager

Chief Financial Officer

Head of Legal

Senior Loan Officer

Industries






Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Short Loan Agreement

A streamlined Swiss law loan agreement covering essential lending terms and obligations, suitable for straightforward financing arrangements.

find out more

Seller Financing Agreement

A Swiss law-governed agreement combining property sale terms with seller-provided financing arrangements, including payment terms and security provisions.

find out more

Loan For Use Agreement

A Swiss law agreement where one party allows another to use an item free of charge for a specified period, with an obligation to return it in its original condition.

find out more

Trade Finance Agreement

Swiss law-governed agreement establishing trade finance facilities between a bank and commercial entity, detailing financing terms for international trade transactions.

find out more

Project Finance Contract

Swiss law-governed financing agreement establishing terms and conditions for project-specific financing, including lending structure, security arrangements, and implementation requirements.

find out more

Tri Party Loan Agreement

Swiss law-governed agreement establishing a three-party loan arrangement, detailing terms, security, and obligations under Swiss federal regulations.

find out more

Funding Term Sheet

A preliminary document under Swiss law outlining key terms and conditions for a proposed company investment, serving as the basis for definitive investment agreements.

find out more

Loan Pledge Agreement

A Swiss law agreement establishing a loan facility secured by a pledge over specified assets, combining lending and security arrangements in compliance with Swiss law requirements.

find out more

No Interest Loan Agreement

A Swiss law-governed agreement documenting an interest-free loan arrangement between parties, specifying loan amount, repayment terms, and parties' obligations.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.