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This Installment Agreement template is designed for use in Switzerland when parties wish to structure a purchase through periodic payments rather than a single lump sum. The document is particularly relevant for significant purchases where buyers require payment flexibility. The agreement complies with Swiss legal requirements, including the Swiss Code of Obligations and Consumer Credit Act, incorporating mandatory consumer protection provisions. An Installment Agreement becomes necessary when selling high-value items such as equipment, vehicles, or industrial machinery, and can be used in both B2B and B2C contexts. It includes essential provisions for payment schedules, interest calculations, retention of title, default consequences, and warranty terms, all aligned with Swiss legal standards.

1. Parties: Identification and details of the seller and purchaser, including full legal names, addresses, and registration details if applicable

2. Background: Context of the agreement and brief description of the transaction

3. Definitions: Definitions of key terms used throughout the agreement

4. Subject Matter of Sale: Detailed description of the goods or services being sold

5. Purchase Price and Payment Terms: Total purchase price, installment amounts, payment schedule, and interest rates if applicable

6. Delivery and Transfer of Ownership: Terms regarding delivery of goods and when ownership transfers

7. Retention of Title: Provisions maintaining seller's ownership until full payment, as per Swiss law requirements

8. Default and Consequences: Conditions constituting default and resulting consequences

9. Warranties and Representations: Standard warranties regarding the goods and legal capacity of parties

10. Termination: Circumstances under which the agreement can be terminated

11. Notices: How formal communications between parties should be made

12. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction