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Financial Separation Agreement
"I need a Financial Separation Agreement under Swiss law for a high-net-worth couple with international assets, including property in Zurich and Geneva, multiple investment portfolios, and shared business interests in the pharmaceutical sector, with the separation to take effect from March 1, 2025."
1. Parties: Identification and details of both parties to the agreement
2. Background: Brief history of the marriage/relationship, date of separation, and reason for the agreement
3. Definitions: Definitions of key terms used throughout the agreement
4. Purpose of Agreement: Statement of the parties' intention to regulate their financial affairs during separation
5. Effective Date: Specification of when the agreement takes effect
6. Separation of Financial Affairs: General principles of financial separation and independence
7. Division of Assets: Detailed arrangement for division of matrimonial and non-matrimonial assets
8. Division of Liabilities: Agreement on handling joint debts and individual liabilities
9. Maintenance Payments: Details of any spousal maintenance arrangements
10. Pension Provisions: Agreement on division of pension entitlements as per Swiss BVG regulations
11. Tax Arrangements: Agreement on tax obligations and responsibilities
12. Bank Accounts: Arrangements for separate banking and closure of joint accounts
13. Future Financial Claims: Waiver or reservation of rights regarding future financial claims
14. Governing Law: Confirmation that the agreement is governed by Swiss law
15. Dispute Resolution: Process for resolving any disputes arising from the agreement
1. Children's Financial Arrangements: Required if there are minor children, covering child maintenance and special expenses
2. Business Interests: Required if either party owns or has interests in business ventures
3. International Assets: Required if parties have assets in multiple jurisdictions
4. Real Estate Arrangements: Required if the parties own property together or individually
5. Inheritance Rights: Optional section addressing mutual waiver of inheritance rights
6. Insurance Policies: Required if there are joint life, health, or other insurance policies
7. Intellectual Property Rights: Required if either party has IP rights to be addressed
8. Confidentiality: Optional section for maintaining privacy of the agreement terms
9. Future Cohabitation: Optional section addressing financial implications if either party cohabits with new partner
1. Schedule A - Asset Register: Comprehensive list of all assets owned jointly or separately
2. Schedule B - Liability Register: Detailed list of all debts and liabilities
3. Schedule C - Pension Details: Information about pension arrangements and division
4. Schedule D - Property Valuations: Professional valuations of significant assets
5. Schedule E - Income Details: Current income information for both parties
6. Schedule F - Budget Calculations: Detailed calculations for maintenance payments
7. Appendix 1 - Property Documents: Copies of property ownership documents and valuations
8. Appendix 2 - Financial Statements: Recent bank statements and financial account information
9. Appendix 3 - Pension Statements: Current pension valuations and statements
Authors
Legal Services
Financial Services
Real Estate
Insurance
Banking
Wealth Management
Professional Services
Family Services
Tax Advisory
Pension Management
Legal
Compliance
Wealth Management
Family Law
Financial Advisory
Property Services
Tax Advisory
Pension Administration
Dispute Resolution
Client Relations
Family Law Attorney
Legal Counsel
Notary Public
Financial Advisor
Wealth Manager
Tax Consultant
Pension Fund Manager
Property Lawyer
Mediator
Legal Administrator
Compliance Officer
Estate Planner
Family Office Manager
Banking Relationship Manager
Insurance Advisor
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