Document background
The Debt Collection Validation Notice is a mandatory document under Swiss debt collection law, specifically regulated by the Federal Act on Debt Enforcement and Bankruptcy (SchKG). It is used when a creditor needs to formally initiate the debt collection process after informal collection attempts have been unsuccessful. The notice must be issued before any formal enforcement proceedings can begin and serves multiple purposes: it officially notifies the debtor of the claim, provides legally required validation information, and gives the debtor an opportunity to dispute the debt within the statutory period. The document must contain specific information required by Swiss law, including detailed debt information, parties' details, and the debtor's legal rights. It represents a critical step in the Swiss debt collection procedure and must be carefully prepared to ensure legal validity.
