Document background
A Cease And Desist Collection Agency letter is a crucial legal tool in Canadian debt collection law, used when an individual or entity needs to formally demand that a collection agency stop all collection activities. This document type is particularly relevant when collection attempts are disputed, potentially harassing, or violate Canadian federal or provincial regulations. The letter typically becomes necessary when standard requests to stop collection have been ignored, when the debt is disputed or invalid, or when collection practices violate relevant legislation such as the Collection and Debt Settlement Services Act. It serves as a formal warning and creates a documented record of the demand to cease collection activities, which can be crucial in subsequent legal proceedings. The document must comply with both federal and provincial requirements, as collection agencies in Canada are regulated at both levels.
