The Loan Deed Agreement is a sophisticated legal instrument used in Australian lending transactions where parties require the enhanced enforceability provided by deed execution. This document type is particularly crucial when the loan amount is substantial, involves complex security arrangements, or requires specific enforcement mechanisms. The deed format provides additional legal protections and a longer limitation period compared to simple contracts. It contains comprehensive provisions covering the entire lending relationship, from initial advance to final repayment, and includes all necessary elements required under Australian federal and state legislation. The document is structured to comply with Australian financial services laws, including the National Consumer Credit Protection Act 2009 (Cth) where relevant, and incorporates appropriate consumer protections and disclosure requirements.
Loan Deed Agreement Template for Australia
Create a bespoke document in minutes, or upload and review your own.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Key Requirements PROMPT example:
Loan Deed Agreement
"I need a Loan Deed Agreement for a secured business loan of AUD 2.5 million to a manufacturing company, with the company's equipment and inventory serving as collateral, and including provisions for quarterly financial reporting and maintenance of specific financial covenants."
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
1. Parties: Identifies and defines the Lender and Borrower with their full legal names and details
2. Background: Contextual information explaining the purpose of the loan and the parties' intention to enter into the agreement
3. Definitions and Interpretation: Defines key terms used throughout the document and sets out rules for interpretation
4. Loan Amount and Purpose: Specifies the principal amount being lent and its approved purpose
5. Interest: Details of interest rate(s), calculation method, and payment frequency
6. Repayment Terms: Specifies repayment schedule, method, and timing of payments
7. Representations and Warranties: Statements of fact and assurances given by the Borrower
8. Borrower Covenants: Ongoing obligations and restrictions on the Borrower during the loan term
9. Events of Default: Circumstances that constitute default and trigger enforcement rights
10. Enforcement Rights: Lender's rights and remedies upon default
11. Costs and Expenses: Allocation of costs related to the loan agreement and enforcement
12. Notices: Process for giving formal notices under the agreement
13. General Provisions: Standard boilerplate clauses including governing law, jurisdiction, and amendment procedures
14. Execution: Formal execution blocks for signing as a deed
1. Security: Include when the loan is secured against specific assets or property
2. Guarantee: Include when there are third-party guarantors for the loan
3. Insurance Requirements: Include when specific insurance coverage is required for secured assets
4. Special Conditions: Include when there are unique terms specific to this loan arrangement
5. Early Repayment: Include when early repayment is permitted with specific terms or penalties
6. Interest Rate Review: Include for variable rate loans with periodic rate reviews
7. Draw Down Conditions: Include when the loan is to be drawn down in multiple tranches
8. Assignment and Transfer: Include when either party may need to transfer their rights or obligations
1. Schedule 1 - Loan Details: Key commercial terms including loan amount, interest rate, and repayment schedule
2. Schedule 2 - Repayment Schedule: Detailed amortization table showing payment dates and amounts
3. Schedule 3 - Security Details: Description of any security assets and their agreed value
4. Schedule 4 - Conditions Precedent: List of conditions to be satisfied before loan drawdown
5. Schedule 5 - Guarantor Details: Information about guarantors if applicable
6. Schedule 6 - Required Insurance: Details of required insurance coverage for secured assets
7. Appendix A - Form of Drawdown Notice: Template for requesting loan disbursements
8. Appendix B - Form of Compliance Certificate: Template for periodic compliance reporting
Authors
Relevant legal definitions
Clauses
Relevant Industries
Banking
Financial Services
Real Estate
Construction
Manufacturing
Agriculture
Mining
Retail
Healthcare
Education
Technology
Infrastructure
Small Business
Corporate Finance
Relevant Teams
Legal
Finance
Treasury
Credit
Risk Management
Compliance
Corporate Banking
Operations
Document Management
Business Development
Relevant Roles
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Finance Manager
Credit Manager
Risk Manager
Compliance Officer
Banking Relationship Manager
Treasury Manager
Contract Administrator
Company Secretary
Financial Controller
Loan Officer
Credit Analyst
Find the exact document you need
Auto Loan Promissory Note
An Australian-compliant template for vehicle loan agreements that establishes loan terms, security interests, and obligations under national consumer credit laws.
find out more
Contract To Take Over Car Payments
An Australian legal agreement for transferring car payment obligations from one borrower to another, compliant with national consumer credit laws.
find out more
Private Lender Contract
An Australian-law governed agreement establishing terms and conditions for private lending arrangements, including loan details, security, and compliance with national lending regulations.
find out more
Vendor Finance Loan Agreement
An Australian-law governed template agreement for vendor financing arrangements, incorporating security interests and compliance with local credit legislation.
find out more
OverLoan Agreement
An Australian-law governed agreement establishing an overdraft facility between a financial institution and borrower, detailing credit limits, terms, and obligations under Australian banking regulations.
find out more
Fixed Sum Loan Agreement Early Settlement
An Australian-compliant loan agreement template for fixed sum loans with early settlement provisions, meeting National Consumer Credit Protection Act requirements.
find out more
Employee Loan Agreement Interest
An Australian-compliant interest-free loan agreement between employer and employee, including repayment terms and FBT considerations.
find out more
Employee Computer Loan Agreement
An Australian law agreement governing the loan of computer equipment from employer to employee, establishing terms, conditions, and mutual obligations.
find out more
Facility Agreement Loan
An Australian law-governed agreement setting out terms and conditions for the provision of loan facilities between lenders and borrowers, including key financial and operational terms.
find out more
Acknowledgement Of Debt Agreement
An Australian-compliant legal document where a debtor formally acknowledges their debt and agrees to specific repayment terms under Australian law.
find out more
Personal Loan To Business Agreement
An Australian-law governed agreement between an individual lender and a business borrower, establishing terms and conditions for a business loan.
find out more
Loan Agreement Between Family Members
An Australian-compliant legal agreement that formalizes and documents loan arrangements between family members, including terms, conditions, and repayment schedules.
find out more
Standard Mortgage Agreement
An Australian-law governed agreement establishing the terms and security arrangements for a mortgage loan secured against real property.
find out more
Director Loan To Company Agreement
An Australian law-governed agreement documenting the terms and conditions of a loan provided by a director to their company, ensuring regulatory compliance and protecting both parties' interests.
find out more
Construction Loan Contract
An Australian legal agreement for progressive funding of construction projects, governing both financial and construction aspects under Australian federal and state laws.
find out more
Commercial Real Estate Loan Term Sheet
Australian-compliant template outlining key terms and conditions for commercial real estate loan facilities.
find out more
Demand Loan
Australian-compliant demand loan agreement template allowing lenders to call for repayment at any time, suitable for both consumer and business lending.
find out more
Balloon Loan Agreement
An Australian-compliant loan agreement template featuring regular payments and a final balloon payment, structured according to Australian financial and consumer protection laws.
find out more
Loan Agreement Between Two Individuals
An Australian-compliant loan agreement template for personal lending between individuals, establishing terms, conditions, and obligations for both parties.
find out more
Simple Intercompany Loan Agreement
An Australian law template for documenting loan arrangements between related companies within the same corporate group.
find out more
Loan Agreement Between Companies
Australian corporate loan agreement template for inter-company lending, compliant with Australian corporate and financial services laws.
find out more
Home Equity Loan Agreement
Australian-compliant Home Equity Loan Agreement Template establishing terms for property equity-secured lending, including mandatory consumer protection provisions.
find out more
Simple Promissory Note For Family Loan
An Australian legal document that formalizes and documents the terms of a monetary loan between family members, providing legal protection while maintaining familial considerations.
find out more
Debt Payment Agreement
An Australian-compliant template for structuring and documenting debt repayment arrangements between creditors and debtors, incorporating all essential legal and practical provisions.
find out more
Inter Lender Agreement
An Australian law-governed agreement establishing rights, priorities, and relationships between multiple lenders in a financing arrangement.
find out more
Hand Loan Agreement
An Australian-compliant agreement documenting the terms and conditions of a personal or small business loan between parties, including loan amount, interest, and repayment terms.
find out more
Flexi Finance Loan Agreement
An Australian-compliant flexible finance agreement establishing a revolving credit facility with variable drawdown and repayment terms.
find out more
Credit Terms Agreement
An Australian-compliant template for establishing credit arrangements between providers and customers, incorporating all necessary legal and regulatory requirements.
find out more
Assignment Of Loan Agreement
Australian-compliant template for transferring loan rights and obligations from one lender to another, suitable for various types of loan assignments under Australian law.
find out more
Agreement Between Two Persons For Money
An Australian law-governed agreement formalizing financial arrangements between two individuals, including payment terms and obligations.
find out more
Subordinated Loan Agreement
Australian law template for subordinated loan arrangements, establishing terms for junior-ranking debt with comprehensive creditor provisions.
find out more
Loan Payment Agreement
An Australian-law governed agreement establishing loan terms, repayment conditions, and parties' obligations in a lending arrangement.
find out more
Loan Participation Agreement
Australian law-governed template for loan participation arrangements between financial institutions, establishing terms for loan interest transfers and regulatory compliance.
find out more
Simple Loan Application Form
An Australian-compliant loan application form template for collecting and assessing borrower information in accordance with national lending regulations.
find out more
Private Lending Term Sheet
An Australian law-compliant template outlining key terms and conditions for private lending arrangements, serving as the foundation for the final loan agreement.
find out more
Personal Loan Receipt
An Australian-compliant template for documenting personal loan receipts, capturing loan details and acknowledgment of funds transfer between parties.
find out more
Payday Loan Contract
An Australian-compliant payday loan contract template for small amount credit contracts (SACCs), incorporating all regulatory requirements and consumer protections under Australian law.
find out more
Facility Agreement
An Australian law-governed template agreement setting out terms and conditions for corporate lending facilities, including key provisions for facility mechanics, security, and covenants.
find out more
Debt Repayment Contract
An Australian-compliant Debt Repayment Contract Template for documenting and managing debt repayment arrangements between creditors and debtors.
find out more
Employee Forgivable Loan Agreement
An Australian-law governed agreement establishing terms for an employer-provided loan to an employee that can be forgiven based on specified employment and performance conditions.
find out more
Employee Cash Advance Agreement
An Australian-compliant template for documenting employee cash advance arrangements, including terms for provision and repayment through payroll deductions.
find out more
Borrowing Form
An Australian-compliant template for documenting loan agreements between lenders and borrowers, incorporating all essential elements required by Australian financial services law.
find out more
Device Loan Agreement
An Australian-compliant template for documenting the terms and conditions of loaning devices to employees or authorized users, ensuring proper device usage and protection of both parties' interests.
find out more
Unsecured Loan Contract
Australian-compliant unsecured loan agreement establishing terms for lending without collateral, suitable for both individual and business lending.
find out more
Simple Equipment Borrowing Agreement
An Australian law-governed agreement establishing terms and conditions for temporary equipment lending between parties, suitable for both commercial and personal use.
find out more
Simple Loan Term Sheet
An Australian law-governed document outlining key terms and conditions of a proposed loan facility, serving as the basis for formal loan documentation.
find out more
Line Of Credit Contract
An Australian law-governed agreement establishing a revolving credit facility between a lender and borrower, setting out terms for borrowing, repayment, and ongoing credit access.
find out more
International Loan Agreement
Australian law-governed template for international loan agreements, providing a structured framework for cross-border lending transactions.
find out more
Fixed Sum Loan Agreement
An Australian law-governed agreement establishing terms for a fixed sum loan, including loan amount, interest, repayment schedule, and parties' obligations.
find out more
Securities Lending Agreement
An Australian law-governed Securities Lending Agreement establishing terms for institutional securities lending transactions, compliant with Australian financial services regulations.
find out more
Rent Agreement For Personal Loan
An Australian jurisdiction loan agreement where rental income serves as security or support for a personal loan, compliant with national consumer credit legislation.
find out more
Parent Loan Agreement
An Australian-compliant legal agreement formalizing loan arrangements between parents and their children, establishing terms, conditions, and repayment schedules.
find out more
Mortgage Agreement
An Australian legal document establishing a security interest in real property to secure a loan, compliant with federal and state lending laws.
find out more
Master Loan Agreement
An Australian law-governed agreement establishing terms for ongoing lending facilities between a financial institution and borrower, providing framework for multiple loans under single documentation.
find out more
Loan Note Form
An Australian law-governed debt instrument document that evidences and sets out the terms of a loan arrangement, including principal amount, interest, repayment terms, and party obligations.
find out more
Loan Deed Agreement
An Australian law-governed deed that establishes a formal lending arrangement, detailing loan terms, security, and enforcement rights.
find out more
Loan Conversion Agreement
An Australian law-governed agreement that facilitates the conversion of an existing loan into equity shares, establishing conversion terms and post-conversion arrangements.
find out more
Lending Agreement
An Australian-law governed agreement establishing terms and conditions for providing loan facilities, ensuring compliance with national lending and consumer protection regulations.
find out more
Finance Agreement
An Australian law-governed finance agreement establishing lending terms between a financial institution and borrower, compliant with Australian financial services legislation.
find out more
Forbearance Agreement Commercial Loan
An Australian law agreement where a lender agrees to temporarily refrain from exercising rights against a defaulting commercial borrower, subject to specific conditions and terms.
find out more
Debt Agreement Letter
An Australian-compliant formal document establishing debt repayment terms between creditor and debtor, structured according to Australian federal and state legislation.
find out more
Car Payment Agreement
An Australian-compliant template for structuring vehicle payment arrangements, incorporating consumer credit protections and security interests under Australian law.
find out more
Car Finance Contract
An Australian law-governed agreement for vehicle purchase financing, setting out loan terms, security interests, and consumer credit protections.
find out more
Business Loan Term Sheet
An Australian-law governed preliminary document outlining key terms and conditions for a proposed business loan facility.
find out more
Assignment Of Debt Agreement
Australian-compliant template for legally transferring debt obligations between parties, including associated rights and security interests under Australian federal and state laws.
find out more
Amenities Agreement For Loan
An Australian-law governed agreement establishing terms and conditions for the loan of amenities between parties, including loan terms, maintenance responsibilities, and usage rights.
find out more
Secured Loan Contract
An Australian law-governed agreement establishing terms for a secured loan, including loan details, security arrangements, and compliance with Australian lending regulations.
find out more
Director Loan Agreement
An Australian-compliant template agreement for documenting loans between companies and their directors, ensuring adherence to corporate law and Division 7A requirements.
find out more
Personal Property Loan Agreement
An Australian law-governed agreement for securing loans against personal property, compliant with NCCP Act and PPSA requirements.
find out more
Promissory Note Between Friends
An Australian-compliant legal document that formalizes a personal loan agreement between friends, including repayment terms and conditions.
find out more
Forgivable Loan Promissory Note
An Australian legal document combining a promissory note with conditions for loan forgiveness, outlining repayment terms and forgiveness criteria in accordance with Australian law.
find out more
Loan Against Lease Agreement
An Australian jurisdiction agreement where a lease is used as security for a loan facility, combining lending and property law elements under Australian regulatory framework.
find out more
Agreement To Pay Back Money
An Australian-law governed agreement formalizing loan arrangements between parties, including repayment terms and compliance with local financial regulations.
find out more
Vehicle Finance Agreement
An Australian-compliant Vehicle Finance Agreement establishing terms for vehicle financing, security arrangements, and consumer protection provisions.
find out more
Auto Loan Agreement
An Australian-law governed agreement establishing terms and conditions for vehicle purchase financing, compliant with NCCP Act requirements.
find out more
Standard Mortgage Contract
An Australian-compliant mortgage agreement that creates a security interest over real property, setting out loan terms and security arrangements under Australian federal and state laws.
find out more
Money Agreement Letter
An Australian-compliant formal document that establishes the terms and conditions for lending and borrowing money between parties.
find out more
Letter Of Intent For Business Loan
An Australian-compliant preliminary document outlining proposed terms and conditions for a business loan, serving as a framework for the final loan agreement.
find out more
Simple Loan Agreement Between Friends
An Australian-compliant loan agreement template for formalizing monetary lending arrangements between friends, combining legal validity with user-friendly language.
find out more
Letter For Borrowing Money
An Australian-compliant formal letter requesting to borrow money, outlining loan terms and borrower details in accordance with national credit protection laws.
find out more
Car Loan Contract Between Friends
An Australian-compliant car loan agreement template for private lending between friends, including vehicle security and repayment terms.
find out more
Title Loan Agreement
An Australian-compliant loan agreement where a vehicle title serves as security for the loan, subject to national consumer credit and personal property securities legislation.
find out more
Amenities Agreement For Home Loan
An Australian law-compliant agreement governing property amenities in relation to a home loan security, detailing maintenance, access rights, and obligations of all parties.
find out more
On Demand Loan Agreement
An Australian law-governed agreement for loans repayable on demand, establishing terms between lender and borrower with immediate repayment provisions.
find out more
Loan Agreement Between Lender Borrower And Guarantor
An Australian-law governed agreement establishing loan terms between a lender, borrower, and guarantor, including loan details, repayment terms, and guarantee obligations.
find out more
Demand Loan And Term Loan
Australian law-governed loan agreement template combining demand and term loan facilities with comprehensive lending terms and regulatory compliance.
find out more
Car Pawn Agreement
An Australian-compliant agreement governing the pawning of a vehicle as security for a loan, meeting federal and state regulatory requirements.
find out more
Equine Loan Agreement
An Australian-compliant template agreement for the temporary loan of a horse, outlining care responsibilities, liability, and usage terms.
find out more
Tranche Loan Agreement
An Australian law-governed agreement establishing a multi-tranche loan facility with staged disbursement mechanisms and specific conditions for each tranche.
find out more
Simple Loan Note
An Australian legal document that evidences a loan agreement, setting out key terms including principal, interest, and repayment conditions.
find out more
Short Term Credit Agreement
An Australian-compliant agreement governing short-term credit facilities, detailing loan terms and conditions in accordance with national credit protection laws.
find out more
Payday Loan Agreement
Australian-compliant Payday Loan Agreement template for small amount credit contracts, incorporating all mandatory NCCP Act requirements and consumer protections.
find out more
Joint Loan Agreement
An Australian-compliant agreement establishing terms for a loan between a lender and multiple borrowers with joint liability.
find out more
Fixed Sum Credit Agreement
An Australian law-governed agreement establishing terms for a fixed sum loan, compliant with national consumer credit legislation and detailing loan terms, conditions, and parties' obligations.
find out more
Cash Advance Loan Agreement
An Australian-compliant Cash Advance Loan Agreement setting out terms, conditions, and obligations for cash advance lending under Australian consumer credit law.
find out more
Default Loan Agreement
Australian-compliant loan agreement template setting out comprehensive terms and conditions for lending facilities under Australian law.
find out more
Debt Agreement Form
An Australian legal document under the Bankruptcy Act 1966 that establishes a formal payment arrangement between a debtor and creditors as an alternative to bankruptcy.
find out more
Commercial Loan Term Sheet
An Australian-law governed document outlining key terms and conditions of a proposed commercial loan facility, serving as the basis for full loan documentation.
find out more
Asset Based Loan Agreement
Australian law-governed loan agreement securing lending against borrower's assets, with comprehensive security and regulatory provisions.
find out more
Project Loan Agreement
An Australian law-governed agreement establishing terms and conditions for project-specific loan facilities, including security arrangements and project monitoring requirements.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
Our bank-grade security infrastructure undergoes regular external audits
We are ISO27001 certified, so your data is secure
Organizational security
You retain IP ownership of your documents
You have full control over your data and who gets to see it
Innovation in privacy:
Genie partnered with the Computational Privacy Department at Imperial College London
Together, we ran a £1 million research project on privacy and anonymity in legal contracts
Want to know more?
Visit our for more details and real-time security updates.
Read our Privacy Policy.