The Investment Loan Agreement is a crucial document used in Australian financial markets when a lender provides funding specifically for investment purposes, whether for property, business expansion, or other investment activities. This agreement is designed to comply with Australian financial services regulations and includes mandatory provisions required by the National Consumer Credit Protection Act 2009 and other relevant legislation. The document sets out comprehensive terms covering loan facilities, security arrangements, drawdown conditions, repayment obligations, and default scenarios. It's particularly important in the context of Australian lending practices, where strict regulatory oversight requires clear documentation of lending terms and borrower protections. The agreement typically includes provisions for security interests that comply with the Personal Property Securities Act 2009 and incorporates Australian consumer protection requirements.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of lender and borrower with full legal names and addresses
2. Background: Context of the loan agreement, purpose of the investment loan, and brief summary of key terms
3. Definitions and Interpretation: Comprehensive definitions of terms used in the agreement and rules of interpretation
4. Loan Facility: Details of the loan amount, purpose, and availability
5. Interest and Fees: Interest rate, calculation method, payment frequency, and applicable fees
6. Drawdown: Conditions precedent, drawdown process, and requirements
7. Repayment Terms: Repayment schedule, method, and prepayment provisions
8. Security: Description of security arrangements and obligations
9. Representations and Warranties: Statements of fact and assurances from the borrower
10. Borrower Covenants: Positive and negative obligations of the borrower during the loan term
11. Events of Default: Circumstances constituting default and consequences
12. Enforcement Rights: Lender's rights and remedies upon default
13. General Provisions: Standard clauses including notices, amendments, governing law, and jurisdiction
1. Guarantor Provisions: Required when there is a guarantor for the loan, detailing guarantor obligations and rights
2. Special Purpose Vehicle Requirements: Used when the borrower is a special purpose vehicle, including specific covenants and restrictions
3. Property Investment Provisions: Required when the loan is specifically for property investment, including property-specific conditions and requirements
4. Multiple Lender Provisions: Required for syndicated loans or multiple lender arrangements
5. Cross-Default Provisions: Used when there are related facilities or agreements that should trigger default
6. Foreign Currency Provisions: Required when the loan involves foreign currency elements
7. Environmental Compliance: Required for loans involving property or business investments with environmental impacts
8. Development and Construction Provisions: Required when the investment loan is for property development or construction
1. Loan Terms Schedule: Detailed commercial terms including loan amount, interest rate, fees, and payment dates
2. Drawdown Notice: Form of drawdown notice to be used by borrower
3. Security Details: Detailed description of all security assets and arrangements
4. Conditions Precedent: List of all documents and conditions required before drawdown
5. Repayment Schedule: Detailed amortization schedule if applicable
6. Financial Covenants: Detailed financial ratios and requirements to be maintained
7. Permitted Investments: List of approved investment types and criteria
8. Required Insurance: Details of insurance requirements for security assets
Relevant legal definitions
Clauses
Relevant Industries
Financial Services
Banking
Real Estate
Property Development
Infrastructure
Commercial Property
Retail
Healthcare
Manufacturing
Agriculture
Mining
Renewable Energy
Technology
Education
Hospitality
Relevant Teams
Legal
Finance
Risk Management
Compliance
Credit Assessment
Commercial Lending
Corporate Banking
Investment Advisory
Treasury
Portfolio Management
Operations
Due Diligence
Relevant Roles
Chief Financial Officer
Finance Manager
Legal Counsel
Investment Manager
Credit Risk Manager
Compliance Officer
Commercial Lending Manager
Investment Advisor
Property Manager
Financial Controller
Treasury Manager
Portfolio Manager
Risk Assessment Officer
Loan Officer
Corporate Banking Manager
Investment Analyst
Due Diligence Officer
Find the exact document you need
Evergreen Loan Agreement
An Australian law-governed perpetual loan facility agreement establishing an ongoing credit arrangement with automatic renewal provisions.
find out more
Personal Car Loan Contract
An Australian-law governed loan agreement for personal vehicle financing, compliant with national consumer credit legislation.
find out more
Cash Loan Simple Loan Agreement
An Australian-law governed agreement establishing terms and conditions for a monetary loan between a lender and borrower, compliant with national credit protection regulations.
find out more
Generic Loan Agreement
An Australian law-governed agreement establishing the terms and conditions for a loan between parties, including amount, interest, repayment terms, and security arrangements.
find out more
Term Loan Agreement Non Regulated
An Australian law-governed agreement for a fixed-term commercial loan facility, setting out terms and conditions for business lending outside consumer credit regulations.
find out more
Simple Equipment Loan Agreement
An Australian-compliant agreement governing the temporary loan of equipment between parties, including terms, conditions, and responsibilities.
find out more
Model Loan Agreement
An Australian-compliant template loan agreement covering essential lending terms and regulatory requirements for use in commercial and consumer lending contexts.
find out more
Facility Loan Agreement
An Australian law-governed agreement establishing terms and conditions for a loan facility, including facility amount, interest rates, repayment terms, and security arrangements.
find out more
Computer Equipment Loan Agreement
An Australian-law governed agreement establishing terms for temporary computer equipment loans, including usage conditions, maintenance responsibilities, and return procedures.
find out more
Standard Loan Agreement
An Australian-law governed agreement establishing terms for financial lending, including loan amount, interest, repayment terms, and security arrangements.
find out more
Master Securities Loan Agreement
An Australian law-governed agreement template for securities lending transactions between financial institutions, establishing terms for securities loans and collateral arrangements.
find out more
Film Equity Investment Agreement
Australian-law governed agreement for equity investment in film production, establishing investment terms, rights, and revenue sharing arrangements.
find out more
Co Financing Agreement
An Australian law-governed agreement establishing terms for multiple lenders to jointly provide financing to a borrower, subject to Australian banking and corporate regulations.
find out more
OverFacility Agreement
An Australian-law agreement establishing an overdraft facility between a financial institution and borrower, detailing credit limits, terms, and obligations.
find out more
Investment Loan Contract
An Australian law-governed agreement establishing terms and conditions for investment financing, including loan details, security arrangements, and regulatory compliance requirements.
find out more
Tripartite Loan Agreement
An Australian-law governed agreement establishing a three-way lending arrangement between a lender, borrower, and third party, detailing loan terms and party obligations.
find out more
Loan And Mortgage Agreement
An Australian law-governed agreement establishing loan terms and mortgage security arrangements over real property, compliant with national credit and property legislation.
find out more
Lease Hire Agreement
An Australian-compliant agreement governing the terms and conditions for hiring assets or equipment, suitable for both business and consumer leasing arrangements.
find out more
Hire Purchase Agreement For Car
An Australian law-compliant agreement for purchasing a vehicle through structured payments, with ownership transferring to the buyer upon final payment.
find out more
Deed Of Accession Loan Agreement
An Australian law-governed deed enabling a new party to join and assume rights and obligations under an existing loan agreement.
find out more
Co Borrower Loan Agreement
An Australian legal agreement establishing terms and conditions for multiple borrowers to jointly obtain and repay a loan, subject to Australian federal and state lending laws.
find out more
Bike Hire Purchase Agreement
An Australian law-governed agreement for the hire purchase of bicycles, establishing payment terms, usage conditions, and ownership transfer upon final payment.
find out more
Bridge Loan Contract
An Australian law-governed agreement for short-term interim financing, establishing loan terms, security arrangements, and repayment conditions.
find out more
Undertaking Loan Agreement
An Australian law-governed loan agreement detailing terms, conditions, and undertakings for financial accommodation between lender and borrower.
find out more
Trade Finance Agreement
An Australian law-governed agreement establishing trade finance facilities between a bank and borrower, detailing products, terms, and security arrangements.
find out more
Separation Financial Agreement
An Australian legal document that formalizes financial arrangements between separating couples under the Family Law Act 1975, detailing asset division and financial responsibilities.
find out more
Seller Financing Car Contract
An Australian contract for selling a vehicle with seller-provided financing, compliant with national consumer credit and state vehicle regulations.
find out more
Real Estate Loan Agreement
An Australian-law governed agreement establishing terms and conditions for a property-secured loan, including lending terms and security arrangements.
find out more
Mezzanine Loan Agreement
Australian law-governed agreement establishing terms for subordinated debt financing, including facility terms, security arrangements, and subordination mechanics.
find out more
Margin Loan Agreement
An Australian-compliant agreement governing margin lending arrangements between a financial institution and borrower, including security provisions and regulatory requirements.
find out more
Loan Swap Agreement
An Australian law-governed agreement for exchanging loan payment obligations between parties, typically involving different interest rates or currencies.
find out more
Loan Note Agreement
An Australian-law governed agreement documenting the issuance of debt securities, setting out terms for borrowing, repayment, and parties' rights and obligations.
find out more
Loan Agreement Between Spouses
An Australian-compliant loan agreement for use between married spouses, documenting loan terms and conditions while ensuring protection under family law.
find out more
Financial Support Agreement
An Australian law-governed agreement establishing terms and conditions for providing financial support between parties, including payment terms, conditions, and compliance requirements.
find out more
Financial Assistance Agreement
An Australian-law governed agreement establishing terms for providing financial assistance, including funding conditions, repayment terms, and party obligations.
find out more
Financial Agreement Between Two Parties
An Australian law-governed agreement establishing financial arrangements between two parties, including payment terms, security provisions, and regulatory compliance requirements.
find out more
Equity Funding Agreement
An Australian-law governed agreement that sets out the terms and conditions for equity investment in a company, including share issuance, investor rights, and governance arrangements.
find out more
Equipment Lease Purchase Agreement
An Australian-compliant agreement combining equipment leasing with a purchase option, allowing businesses to lease equipment with the possibility of ownership.
find out more
Equipment Lease Agreement With Option To Purchase
An Australian law-governed agreement allowing equipment lease with future purchase rights, combining rental flexibility with acquisition options.
find out more
Car Mortgage Agreement
An Australian-law governed agreement creating a security interest over a motor vehicle as collateral for a loan, compliant with national credit and personal property security legislation.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)