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1. Guarantor Provisions: Required when there is a guarantor for the loan, detailing their obligations and liability

2. Business Purpose Declaration: Required when the vehicle is primarily for business use to exclude consumer credit provisions

3. Special Conditions: For any unique terms specific to the particular loan arrangement

4. Cross-Collateralization: Required when the vehicle serves as security for other loans or facilities

5. Early Repayment Provisions: Detailed terms for early repayment if offered, including any fees or calculations

6. Interstate Operations: Required when the vehicle will regularly cross state borders

7. Third Party Operator Provisions: Required when persons other than the borrower will regularly operate the vehicle

1. Schedule 1 - Payment Schedule: Detailed breakdown of payment amounts, dates, and amortization schedule

2. Schedule 2 - Vehicle Specifications: Comprehensive details of the vehicle including photographs and condition report

3. Schedule 3 - Insurance Requirements: Detailed insurance specifications and minimum coverage requirements

4. Schedule 4 - Fees and Charges: Complete list of all applicable fees and charges

5. Appendix A - Vehicle Maintenance Requirements: Specified maintenance schedule and requirements

6. Appendix B - Permitted Use Guidelines: Detailed guidelines for vehicle use and restrictions

7. Appendix C - Default Interest Calculations: Methodology for calculating default interest and related charges