¶¶Òõ¶ÌÊÓƵ

1. Business Operations: Required for business credit applications, detailing business operations and financial projections

2. Guarantees: Required when personal or corporate guarantees are part of the credit facility

3. Islamic Banking Provisions: Required for Sharia-compliant credit facilities

4. Insurance Requirements: Required when specific insurance coverage is mandatory for the credit facility

5. Co-Applicant Details: Required when there are multiple applicants for the credit facility

6. Foreign Currency Provisions: Required for credit facilities in currencies other than AED

7. Digital Banking Services: Required when online/digital banking services are part of the facility

1. Schedule 1 - Application Form: Detailed credit application form with all required information fields

2. Schedule 2 - Fee Schedule: Comprehensive list of all applicable fees, charges, and interest rates

3. Schedule 3 - Required Documents: List of documents required for the application process

4. Schedule 4 - Credit Facility Terms: Specific terms and conditions for each type of credit facility offered

5. Schedule 5 - Security Documents: Forms and requirements for security/collateral documentation

6. Appendix A - Know Your Customer (KYC) Form: Standard KYC form as required by UAE Central Bank

7. Appendix B - Credit Bureau Authorization: Authorization for credit checks and information sharing

8. Appendix C - Income and Liability Declaration: Detailed declaration of applicant's income sources and existing liabilities