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1. Shariah Compliance Declaration: Required if the loan needs to be explicitly Shariah-compliant, stating compliance with Islamic financing principles

2. Guarantor Provisions: Include when a third-party guarantor is involved in securing the loan

3. Insurance Requirements: Include when specific insurance coverage is required for the borrower or any collateral

4. Assignment and Transfer: Include when either party may need to transfer rights or obligations under the agreement

5. Joint and Several Liability: Include when there are multiple borrowers

6. Currency Provisions: Include when the loan or repayments involve multiple currencies

7. Force Majeure: Include when specific provisions for unforeseen circumstances are required

1. Schedule 1 - Repayment Schedule: Detailed amortization schedule showing payment dates, amounts, and breakdown of principal and interest/profit

2. Schedule 2 - Security Details: Detailed description of any security or collateral provided

3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement

4. Schedule 4 - Form of Drawdown Notice: Standard form for requesting loan disbursement

5. Schedule 5 - Fees and Charges: Detailed breakdown of all applicable fees and charges

6. Appendix A - Required Documents: List of supporting documents required from the borrower

7. Appendix B - Compliance Certificates: Templates for ongoing compliance certification