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1. Participating Employers: Required when multiple employers participate in the scheme, detailing admission and withdrawal of participating employers

2. Transfer Provisions: Required when the fund needs to accommodate transfers from or to other funds

3. Living Annuity Provisions: Required if the fund offers in-fund living annuity options

4. Housing Loan Provisions: Required if the fund provides housing loan facilities to members

5. Risk Benefit Provisions: Required if the fund offers specific insured risk benefits

6. Investment Choice: Required if members are given investment choice options

7. Preservation Provisions: Required if the fund accepts preservation transfers or offers preservation options

1. Schedule 1 - Participating Employers: List of all participating employers and their admission dates

2. Schedule 2 - Contribution Rates: Detailed contribution structures for different categories of members

3. Schedule 3 - Benefit Structures: Detailed benefit calculations and structures for different member categories

4. Schedule 4 - Trustee Policies: Key policies governing trustee operations and decision-making

5. Appendix A - Investment Policy Statement: Detailed investment policy and guidelines

6. Appendix B - Risk Benefit Policy: Details of insured risk benefits and associated policies

7. Appendix C - Member Communication Policy: Framework for member communications and disclosures

8. Appendix D - Administrative Procedures: Detailed administrative procedures and requirements