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1. Precious Metals Clause: Additional terms when dealing with items containing precious metals, required for compliance with the Precious Metals Act

2. Insurance Provisions: Terms regarding insurance of high-value items during the pawn period

3. Early Redemption: Terms and calculations for early redemption of pawned items

4. Multiple Items Provisions: Special terms when multiple items are pawned under a single agreement

5. Agent Authorization: Terms for when the pawner acts through an authorized agent

6. Special Handling Requirements: Additional terms for items requiring special storage or handling conditions

1. Schedule A - Item Details: Detailed inventory and description of pawned items, including photographs and identifying marks

2. Schedule B - Valuation Certificate: Professional valuation details and methodology used for valuable items

3. Schedule C - Fee Structure: Detailed breakdown of all fees, interest rates, and charges as required by the National Credit Act

4. Schedule D - Compliance Checklist: Checklist confirming compliance with relevant legislation and required documentation

5. Appendix 1 - Terms of Sale: Detailed procedures and terms for sale of unredeemed items

6. Appendix 2 - Required Identification Documents: List of required FICA and identification documents to be attached to the agreement