Banking Act (Cap. 19): Primary legislation that regulates banking business and transactions in Singapore, including licensing requirements and lending restrictions
Securities and Futures Act (Cap. 289): Regulates financial market activities and securities transactions, relevant if the facility involves any securities or financial instruments
Moneylenders Act (Cap. 188): Applicable if the lender is not a licensed bank, regulates moneylending activities and related requirements
MAS Guidelines: Regulatory framework including Notice 612 on Credit Risk Management and Notice 635 on Unsecured Credit Facilities issued by Monetary Authority of Singapore
Companies Act (Cap. 50): Governs corporate borrowing powers, financial assistance provisions, and corporate governance requirements
Contract Law (Cap. 43): Fundamental legislation governing formation and enforcement of contracts, including validity requirements
Stamp Duties Act (Cap. 312): Regulates documentary stamp duty requirements and related tax implications for financial documents
Personal Data Protection Act 2012: Governs the handling of personal data and privacy requirements in business transactions
AML/CFT Requirements: Anti-Money Laundering and Countering the Financing of Terrorism requirements including KYC and transaction monitoring obligations
Registration Requirements: Various registration obligations for security interests and charges under Singapore law
Security Documentation: Requirements for creating and perfecting security interests under Singapore law
Interest Rate Regulations: Rules and restrictions governing interest rates and related charges in lending transactions
Default and Enforcement: Legal framework for events of default and enforcement actions under Singapore law
Currency Control Regulations: Rules governing currency transactions and cross-border financial flows in Singapore
