Contracts Act (Cap. 53): Primary legislation governing contract formation, enforceability, consideration requirements, and contractual capacity in Singapore
Banking Act (Cap. 19): Regulates banking business and credit facilities, including requirements for licensed lenders in Singapore
Moneylenders Act (Cap. 188): Governs moneylending activities, including interest rate restrictions and licensing requirements for moneylenders
Bills of Exchange Act (Cap. 23): Covers legal framework for promissory notes, including requirements for validity and rights/obligations of parties
MAS Guidelines: Monetary Authority of Singapore guidelines on credit practices, lending requirements, and fair dealing obligations
Personal Data Protection Act (PDPA): Regulates the collection, use, and disclosure of personal data in credit agreements and related documentation
Interest Rate Regulations: Compliance requirements for maximum interest rates and mandatory disclosure of interest calculation methods
Security Requirements: Regulations regarding collateral and registration requirements for secured interests in credit agreements
Disclosure Requirements: Mandatory disclosure of terms, conditions, fees, charges, and early repayment provisions in credit agreements
Default and Enforcement Provisions: Legal framework for debt collection and recovery procedures under Singapore law
