Moneylenders Act (Cap. 188): Primary legislation governing money lending in Singapore, covering interest rate caps, licensing requirements, and operational regulations for lenders
Civil Law Act (Cap. 43): Fundamental legislation governing civil matters including contractual relationships and remedies in Singapore
Contracts Act (Cap. 53): Key legislation governing formation and enforcement of contracts in Singapore, including loan agreements
Money-changing and Remittance Businesses Act: Relevant for cross-border aspects of lending and currency considerations
Banking Act (Cap. 19): Regulates banking institutions and certain financial transactions in Singapore
Consumer Protection (Fair Trading) Act: Ensures fair trading practices and protects consumer interests in financial transactions
Personal Data Protection Act 2012: Governs the collection, use, and disclosure of personal data in loan documentation
Stamp Duties Act: Regulates stamp duty requirements for loan documents and security instruments
Limitation Act: Sets time limits for enforcement of loan agreements and legal actions
Interest Rate Regulations: Specific rules under Moneylenders Act regarding maximum interest rates and compound interest restrictions
Documentation Requirements: Legal requirements for proper execution, terms and conditions, and formal validity of loan documents under Singapore law
Consumer Protection Provisions: Additional protective measures required when lending to individuals, including disclosure requirements
