Banking Act (Cap. 19): Primary legislation that regulates banking institutions and their lending practices, including provisions on credit facilities and security requirements
Moneylenders Act (Cap. 188): Regulates moneylending businesses and applies to non-bank lenders, setting requirements for money lending practices and consumer protection
Housing and Development Act (Cap. 129): Governs matters related to HDB properties, including specific provisions about mortgages of HDB flats and related restrictions
Conveyancing and Law of Property Act (Cap. 61): Governs the transfer and mortgaging of property, including mortgagee's rights and remedies in case of default
Land Titles Act (Cap. 157): Regulates registration of land titles and mortgages, establishing priority of mortgages and registration requirements
MAS Guidelines - TDSR Framework: Monetary Authority of Singapore guidelines establishing Total Debt Servicing Ratio requirements for property loans
MAS Guidelines - LTV Limits: Monetary Authority of Singapore guidelines setting Loan-to-Value limits for property financing
MAS Guidelines - MSR Requirements: Monetary Authority of Singapore guidelines establishing Mortgage Servicing Ratio requirements for property loans
Consumer Protection (Fair Trading) Act: Ensures fair trading practices and protects borrowers from unfair practices in lending agreements
Personal Data Protection Act: Governs the collection, use, and disclosure of personal data in lending agreements and customer relationships
MAS Notice 632: Specific regulatory notice on Residential Property Loans, providing detailed requirements for housing loans
MAS Notice 645: Specific regulatory notice on Total Debt Servicing Ratio, providing detailed implementation guidelines
CPF Rules on Property Financing: Central Provident Fund regulations governing the use of CPF funds for property financing and mortgage payments
