Contract Law (Chapter 53): Primary legislation governing contractual relationships and agreements in Singapore, essential for the basic structure and enforceability of the promissory note
Money-lending Act (Chapter 188): Regulates money lending activities in Singapore, including requirements for documentation and borrower protection
Banking Act (Chapter 19): Governs banking operations and financial services in Singapore, relevant for line of credit arrangements
Bills of Exchange Act (Chapter 23): Provides framework for negotiable instruments, which includes promissory notes and their transferability
Consumer Protection (Fair Trading) Act: Ensures fair trading practices and protects consumer interests in financial transactions
Unfair Contract Terms Act (Chapter 396): Regulates unfair terms in contracts, ensuring balance between parties' rights and obligations
MAS Guidelines: Regulatory guidelines issued by the Monetary Authority of Singapore for financial institutions and instruments
MAS Notice 635: Specific guidelines on banking arrangements and credit facilities in Singapore
Securities and Futures Act: Relevant for certain financial instruments and their regulation in Singapore's financial market
Evidence Act (Chapter 97): Governs the admissibility of evidence, important for document enforceability in legal proceedings
Electronic Transactions Act: Provides legal framework for electronic signatures and digital execution of documents
Interest Rate Regulations: Rules governing maximum interest rates and usury laws in Singapore
Debt Collection Regulations: Guidelines and rules regarding proper debt collection practices and procedures
