Hire-Purchase Act (Cap. 125): Primary legislation that, while focused on hire-purchase agreements, provides important reference points and regulatory framework for credit sales
Consumer Protection (Fair Trading) Act (Cap. 52A): Ensures fair trading practices and protects consumer interests in credit sale transactions
Money-lenders Act (Cap. 188): Relevant when the seller is providing credit directly, regulating lending practices and interest rates
Banking Act (Cap. 19): Applicable when financial institutions are involved in the credit sale arrangement
Contract Law (Cap. 43): Provides the fundamental legal framework for contract formation, validity, and enforcement
Sale of Goods Act (Cap. 393): Governs the basic principles of sale transactions and transfer of property in goods
Personal Data Protection Act 2012: Regulates the collection, use, and disclosure of personal data in credit agreements
Unfair Contract Terms Act (Cap. 396): Controls the use of unfair terms in contracts and protects against unreasonable contract conditions
MAS Guidelines: Regulatory guidelines from Monetary Authority of Singapore governing credit facilities and financial transactions
Consumer Protection (Credit Sale) Regulations: Specific regulations governing credit sale transactions and consumer protection requirements
Banking Regulations: Regulations specific to credit facilities provided through banking institutions
