��������Ƶ

Employment Act (Chapter 91): Core employment legislation that governs employment relationships, ensuring loan agreement terms don't conflict with basic employment rights and compensation regulations.

Moneylenders Act (Chapter 188): While not directly applicable to company-employee loans, provides guidance on fair lending practices and interest rate restrictions to ensure compliance with Singapore's lending regulations.

Income Tax Act (Chapter 134): Governs tax implications of employee loans, including treatment of interest-free/low-interest loans, loan forgiveness as taxable benefits, and reporting requirements.

Companies Act (Chapter 50): Covers corporate governance requirements, directors' duties in approving employee loans, and mandatory record-keeping for company-employee loan transactions.

Contract Law (Common Law): Establishes fundamental principles of contract formation, consideration requirements, and provisions for breach and enforcement under Singapore's common law system.

Personal Data Protection Act 2012: Regulates the collection, use, and protection of employee's personal and financial information, including consent requirements for data handling.

Bankruptcy Act (Chapter 20): Addresses loan recovery procedures and priority of claims in cases of employee bankruptcy.

Central Provident Fund Act: Relevant for loans involving CPF-related considerations, ensuring compliance with mandatory contribution requirements and payment obligations.