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Capital Loan Agreement
"Need a Capital Loan Agreement for a SGD 5 million business expansion loan from DBS Bank to my manufacturing company, with quarterly repayments over 5 years starting March 2025, secured against company assets and personal guarantee."
1. Parties: Identification of lender and borrower with full legal names and registration details
2. Background: Context and purpose of the loan agreement, including relevant commercial context
3. Definitions: Key terms used throughout the agreement including financial and technical terms
4. Loan Amount and Purpose: Specified amount of the loan, currency, and intended use of funds
5. Interest Rate: Interest calculation method, payment terms, and default interest provisions
6. Repayment Terms: Schedule and method of repayment, including prepayment provisions
7. Security: Assets or guarantees securing the loan and enforcement rights
8. Events of Default: Circumstances constituting default and consequences thereof
9. Governing Law: Applicable jurisdiction, dispute resolution mechanisms, and enforcement provisions
1. Conditions Precedent: Pre-disbursement requirements and documentation needed before loan drawdown
2. Representations and Warranties: Borrower's statements of fact and assurances regarding their legal and financial status
3. Covenants: Ongoing obligations of borrower including financial covenants and reporting requirements
4. Assignment: Rights to transfer or assign the loan and related restrictions
1. Repayment Schedule: Detailed payment dates and amounts including principal and interest breakdown
2. Security Details: Comprehensive description of collateral or security arrangements
3. Conditions Precedent Checklist: List of required documents and conditions to be satisfied before drawdown
4. Form of Drawdown Notice: Template for requesting loan disbursement with required information fields
5. Key Terms Sheet: Summary of main commercial terms and conditions of the loan
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