An Amended Loan Agreement is utilized when parties need to modify terms of an existing loan arrangement while maintaining the fundamental lending relationship. Under Singapore law, this document must comply with strict regulatory requirements, including the Moneylenders Act and Banking Act. The agreement typically includes modifications to payment terms, interest rates, security arrangements, or loan duration, while ensuring all changes align with Singapore's regulatory framework. It's particularly important when circumstances require loan restructuring, term extensions, or other material changes to the original agreement.
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1. Parties: Identification and details of the lender and borrower
2. Background: Context of original loan and reason for amendment
3. Definitions: Key terms used in the agreement
4. Amendments to Original Agreement: Specific changes to the original loan terms
5. Confirmation of Other Terms: Confirmation that other original terms remain unchanged
6. Effective Date: When amendments take effect
1. Additional Security: New security arrangements if additional security is required for the amended loan
2. Guarantor Consent: Confirmation from guarantors when original loan had guarantors
3. Conditions Precedent: New conditions to be met when amendments require specific conditions to be fulfilled
1. Schedule of Amendments: Detailed list of specific amendments to original agreement
2. Revised Repayment Schedule: Updated payment terms and schedule
3. Original Loan Agreement: Copy of the original agreement being amended
4. Updated Security Documents: Any revised security documentation if applicable
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