Moneylenders Act (Cap. 188): Primary legislation governing moneylending activities in Singapore, including licensing requirements, interest rate caps, and mandatory loan terms disclosure requirements
Civil Law Act (Cap. 43): Fundamental legislation governing contract formation, validity, interest rates regulations, and rules on contractual obligations
Banking Act (Cap. 19): Regulates banking institutions and financial services, relevant if the lender is a bank or financial institution
Contracts (Rights of Third Parties) Act: Governs the rights of third parties in contractual arrangements and their ability to enforce terms of a contract
Companies Act (Cap. 50): Relevant when either party is a company, covering corporate borrowing powers and authority requirements
Property Law: Applicable if the loan is secured against property, governing creation and enforcement of security interests
Personal Data Protection Act 2012: Regulates the collection, use, and disclosure of personal data, ensuring privacy obligations are met in loan documentation
MAS Guidelines: Regulatory guidelines from Monetary Authority of Singapore covering financial sector regulations, fair lending practices, and disclosure requirements
Stamp Duties Act: Governs the stamping requirements and duties payable on loan documents
Limitation Act: Sets time limits for enforcement of contractual rights and legal actions related to the loan agreement
Consumer Protection (Fair Trading) Act: Protects consumer interests in financial transactions, applicable if the borrower is an individual consumer
