Create a bespoke document in minutes, Â or upload and review your own.
Get your first 2 documents free
Your data doesn't train Genie's AI
You keep IP ownership of your information
Contractor All Risk (Insurance)
"I need a Contractor All Risk Insurance policy for a large-scale highway construction project in Lahore, Pakistan, commencing March 2025, involving multiple subcontractors and requiring coverage for both construction and 24-month maintenance period, with specific attention to flood risks."
1. Parties: Identification of the insurer, insured contractor, and any additional insured parties
2. Background: Context of the insurance arrangement and the construction project being covered
3. Definitions: Detailed definitions of key terms used throughout the policy
4. Scope of Coverage: Detailed description of what risks and properties are covered under the policy
5. Sum Insured: Statement of the total sum insured and sub-limits for different types of coverage
6. Premium and Payment Terms: Details of premium amount, payment schedule, and payment methods
7. Period of Insurance: Specification of policy duration, including construction period and maintenance period
8. General Exclusions: List of risks and circumstances explicitly excluded from coverage
9. General Conditions: Standard terms and conditions applying to the entire policy
10. Claims Procedure: Step-by-step process for filing and handling claims
11. Obligations of the Insured: Duties and responsibilities of the insured party
12. Termination and Cancellation: Conditions and procedures for policy termination or cancellation
13. Governing Law and Jurisdiction: Specification of Pakistani law as governing law and relevant jurisdiction
1. Terrorism Coverage: Additional section when terrorism coverage is specifically requested
2. Professional Indemnity Extension: Optional coverage for professional services related to the construction project
3. Environmental Damage Coverage: Additional coverage for environmental risks when project involves sensitive environmental areas
4. Extended Maintenance Coverage: Optional extended coverage for maintenance period beyond standard terms
5. Cross Liability Clause: Optional section when multiple parties need to be covered as separate entities
6. Delay in Start-up Coverage: Optional coverage for financial losses due to delayed project completion
7. Testing and Commissioning Coverage: Additional coverage for testing and commissioning phase of specialized equipment
1. Schedule 1 - Project Details: Detailed description of the construction project, including location, type, and scope
2. Schedule 2 - Sum Insured Breakdown: Detailed breakdown of sum insured for different aspects of the project
3. Schedule 3 - Premium Calculation: Detailed calculation of premium including all factors and adjustments
4. Schedule 4 - Covered Property: Itemized list of property covered under the policy
5. Schedule 5 - Named Insureds: Complete list of all parties covered under the policy
6. Appendix A - Claims Documentation Requirements: Detailed list of documents required for claims processing
7. Appendix B - Risk Management Guidelines: Guidelines for risk management procedures to be followed
8. Appendix C - Project Timeline: Detailed construction project timeline and critical dates
9. Appendix D - Technical Specifications: Technical details of the construction project relevant to insurance coverage
Authors
Construction
Infrastructure Development
Real Estate Development
Energy and Power
Industrial Development
Mining
Oil and Gas
Transportation
Public Works
Commercial Development
Legal
Risk Management
Insurance
Construction
Project Management
Finance
Compliance
Operations
Procurement
Technical Services
Construction Project Manager
Risk Manager
Insurance Underwriter
Claims Manager
Construction Site Manager
Contract Administrator
Insurance Broker
Project Director
Chief Financial Officer
Legal Counsel
Construction Engineer
Quantity Surveyor
Compliance Officer
Project Coordinator
Insurance Claims Adjuster
Find the exact document you need
Contractor All Risk (Insurance)
A comprehensive insurance contract under Pakistani law providing coverage for construction projects against various risks and potential losses during construction and maintenance periods.
Hold Harmless Agreement (Insurance)
A Pakistani law-governed agreement establishing indemnification arrangements between insured parties and insurers, defining risk protection and liability terms.
Contract Works All Risks (Insurance)
A comprehensive insurance policy under Pakistani law covering construction projects against various risks and losses during construction and maintenance periods.
Buy Sell Agreement (Insurance)
A Pakistani law-governed agreement establishing insurance-funded purchase arrangements for business interests upon specified trigger events.
Fine Print Renters Insurance Agreement
A Pakistani-compliant renters insurance agreement protecting tenants' personal property and liability in rental properties, with conventional and Islamic insurance options.
Subcontractor Insurance Agreement
A Pakistan-governed agreement specifying insurance requirements and obligations between contractors and subcontractors, including coverage requirements and compliance with local insurance laws.
Insurance Letter Of Agreement
A legally binding insurance agreement document under Pakistani law that establishes insurance coverage terms, premium details, and claims procedures between insurers and insured parties.
Life Insurance Agreement
A Pakistani law-governed agreement establishing terms and conditions between an insurer and policyholder for life insurance coverage, compliant with local insurance regulations and SECP guidelines.
Health Insurance Agreement
A Pakistani law-governed agreement establishing health insurance terms between an insurer and policyholder, outlining coverage, premiums, and claims procedures.
Life Settlement Agreement
A contract governed by Pakistani law for the sale of a life insurance policy from the policy owner to a settlement provider, outlining transfer terms and regulatory compliance requirements.
Insurance Indemnity Contract
A Pakistani law-governed Insurance Indemnity Contract establishing terms for insurance coverage and indemnification obligations between insurer and insured.
Download our whitepaper on the future of AI in Legal
³Ò±ð²Ô¾±±ð’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
Our bank-grade security infrastructure undergoes regular external audits
We are ISO27001 certified, so your data is secure
Organizational security
You retain IP ownership of your documents
You have full control over your data and who gets to see it
Innovation in privacy:
Genie partnered with the Computational Privacy Department at Imperial College London
Together, we ran a £1 million research project on privacy and anonymity in legal contracts
Want to know more?
Visit our for more details and real-time security updates.
Read our Privacy Policy.