The Houses For Sale Contract For Deed is commonly used in the Philippines when traditional mortgage financing is not feasible or preferred. This contract type allows buyers to purchase property through installment payments while protecting sellers' interests by retaining title until full payment. The document must comply with Philippine laws, including the Civil Code, Maceda Law, and relevant real estate regulations. It's particularly useful for transactions involving private sellers, property developers, or real estate investors. The contract includes comprehensive details about the property, payment terms, default provisions, and conditions for title transfer, while incorporating specific legal requirements for Philippine real estate transactions. This document type provides a structured approach to property sales while ensuring legal compliance and protecting both parties' interests throughout the payment period.
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1. Parties: Identifies and provides complete details of the Seller and Buyer, including their legal names, addresses, and civil status as required under Philippine law
2. Background: Establishes the context of the agreement, including the Seller's ownership of the property and the Buyer's intention to purchase
3. Definitions: Defines key terms used throughout the agreement for clarity and legal certainty
4. Property Description: Detailed description of the property including lot number, block number, technical description, and certificate of title details
5. Purchase Price: States the total purchase price and how it was determined
6. Payment Terms: Specifies the down payment, monthly installments, payment schedule, and payment methods
7. Default and Remedies: Outlines what constitutes default and the remedies available to either party, incorporating Maceda Law provisions
8. Transfer of Title: Conditions for the transfer of title, including when and how the deed will be executed
9. Possession: Terms regarding the possession of the property during the payment period
10. Taxes and Expenses: Allocation of responsibility for various taxes, fees, and expenses
11. Representations and Warranties: Statements of fact by both parties regarding their capacity to enter into the agreement and the property's condition
12. Governing Law: Specifies that Philippine law governs the agreement
13. Dispute Resolution: Process for resolving disputes between parties
14. Execution: Signature blocks and notarization requirements
1. Insurance: Required when the property needs specific insurance coverage during the payment period
2. Improvements: Used when the buyer is allowed to make improvements to the property during the payment period
3. Assignment: Include when either party may need to transfer their rights under the contract
4. Property Management: Needed for properties within managed communities or subdivisions
5. Utilities and Maintenance: Include when there are specific arrangements for utility transfers and maintenance responsibilities
6. Co-Buyer Provisions: Required when there are multiple buyers involved in the purchase
7. Special Conditions: Used when there are unique circumstances or requirements specific to the transaction
1. Schedule A - Property Details: Technical description of the property, including lot plan, boundaries, and technical specifications
2. Schedule B - Payment Schedule: Detailed amortization schedule showing all payment dates and amounts
3. Schedule C - Property Inspection Report: Current condition of the property and any existing defects or issues
4. Schedule D - Permits and Certificates: Copies of relevant permits, certificates, and clearances
5. Schedule E - Property Tax Receipts: Proof of payment of property taxes and other relevant fees
6. Appendix 1 - Property Photos: Current photographs of the property's interior and exterior
7. Appendix 2 - Property Title: Copy of the current title and other ownership documents
Relevant legal definitions
Clauses
Relevant Industries
Real Estate
Property Development
Construction
Legal Services
Banking and Finance
Insurance
Property Management
Real Estate Investment
Relevant Teams
Legal
Real Estate
Property Management
Sales
Compliance
Documentation
Contract Administration
Property Development
Risk Management
Customer Relations
Relevant Roles
Real Estate Attorney
Property Manager
Real Estate Broker
Real Estate Agent
Legal Counsel
Property Developer
Title Officer
Compliance Officer
Real Estate Investment Manager
Contract Administrator
Property Sales Manager
Real Estate Paralegal
Settlement Officer
Document Specialist
Real Estate Transaction Coordinator
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