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The Revolving Credit Loan Agreement is a fundamental financing document used when a borrower requires flexible access to funding over an extended period. This type of agreement is particularly suitable for businesses with fluctuating capital needs or seasonal operations, as it allows for multiple drawdowns and repayments within an overall facility limit. Under Dutch law, these agreements must comply with specific regulatory requirements, including the Financial Supervision Act (Wet op het financieel toezicht) and relevant provisions of the Dutch Civil Code. The document typically includes comprehensive provisions covering facility terms, security arrangements, financial covenants, and reporting requirements, structured to provide both operational flexibility for the borrower and adequate protection for the lender. It's commonly used for working capital financing, general corporate purposes, or to support ongoing business operations.

1. Parties: Identification of the lender(s), borrower(s), and any other parties to the agreement

2. Background: Context of the agreement and general purpose of the facility

3. Definitions and Interpretation: Defined terms used throughout the agreement and rules of interpretation

4. The Facility: Core terms of the revolving credit facility, including amount, purpose, and availability period

5. Conditions Precedent: Conditions that must be satisfied before drawdown

6. Drawdown: Procedures and requirements for utilization of the facility

7. Interest: Interest calculation, periods, rates, and payment provisions

8. Repayment and Prepayment: Terms for regular repayment and voluntary/mandatory prepayment

9. Fees: Commitment fees, arrangement fees, and other applicable charges

10. Tax Provisions: Tax-related obligations and gross-up provisions

11. Representations and Warranties: Statements of fact and assurances given by the borrower

12. Information Undertakings: Borrower's obligations to provide financial and other information

13. General Undertakings: Borrower's positive and negative covenants

14. Events of Default: Circumstances constituting default and consequences

15. Changes to Parties: Provisions regarding assignment and transfer

16. Payment Mechanics: Administrative provisions for payments

17. Notices: Communication procedures between parties

18. Calculations and Certificates: Provisions regarding calculations and evidence

19. General Provisions: Miscellaneous legal provisions

20. Governing Law and Jurisdiction: Choice of Dutch law and jurisdiction provisions