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Financial Agreement Between Couples
"I need a Financial Agreement Between Couples that focuses on protecting my business assets and establishing clear separation of financial responsibilities, as I'm a startup founder entering a cohabitation arrangement from March 2025."
1. Parties: Identification and details of both partners entering into the agreement
2. Background: Context of the relationship and reason for entering into the financial agreement
3. Definitions: Definitions of key terms used throughout the agreement
4. Current Financial Position: Declaration of each party's current assets, liabilities, and income
5. Financial Arrangements: Details of how the couple will manage their finances, including joint and separate accounts
6. Property Rights: Specification of ownership rights for current and future property
7. Financial Responsibilities: Allocation of financial responsibilities including household expenses and debt obligations
8. Bank Accounts and Investments: Management and ownership of bank accounts, investments, and other financial products
9. Future Assets and Inheritance: Treatment of future acquired assets and inherited property
10. Dispute Resolution: Process for resolving any financial disputes that may arise
11. Termination: Circumstances and process for terminating the agreement
12. Governing Law: Specification of Dutch law as the governing law and relevant jurisdiction
13. Execution: Signing requirements and declaration of understanding
1. Matrimonial Property Regime: Required for married couples to specify deviations from the standard Dutch matrimonial property regime
2. Business Interests: Required when either party owns or may acquire business interests
3. Children's Provisions: Required when there are children or plans for children, covering financial responsibilities
4. Pension Rights: Required for couples who want to arrange pension sharing or separation
5. International Assets: Required when either party has or expects to acquire assets in other countries
6. Debt Protection: Required when there's a need to protect one party from the other's business or personal debts
7. Housing Arrangements: Required when the couple shares a home or plans to purchase property together
8. Insurance Policies: Required when the couple wants to arrange life insurance or other insurance policies
1. Schedule A - Asset Register: Detailed list of all assets owned by each party at the time of agreement
2. Schedule B - Liability Register: Detailed list of all liabilities and debts of each party
3. Schedule C - Income Statement: Current income details of both parties
4. Schedule D - Bank Account Details: List of all bank accounts and their designated purposes
5. Schedule E - Property Details: Detailed information about any real estate owned by either party
6. Appendix 1 - Financial Obligations Calculator: Spreadsheet showing how shared expenses will be calculated and divided
7. Appendix 2 - Future Asset Division Framework: Guidelines for dividing future acquired assets
8. Appendix 3 - Required Legal Certificates: Copies of relevant legal certificates and registrations
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Estate Planning
Client Relations
Risk Management
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Notary
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Relationship Manager
Estate Planner
Mortgage Advisor
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Family Office Manager
Divorce Mediator
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