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1. Partial Forgiveness Terms: Used when only a portion of the debt is being forgiven, specifying remaining obligations

2. Conditions Precedent: Include when the debt forgiveness is subject to certain conditions being met

3. Payment Plan: Required when there is a remaining balance with new payment terms

4. Confidentiality: Include when parties wish to keep the terms of the forgiveness confidential

5. Future Cooperation: Used when parties need to specify ongoing obligations or future business relationships

6. Third Party Rights: Include when the debt involves guarantors or other third parties

7. Severability: Optional clause regarding the independence of agreement provisions

8. Amendment Provisions: Include when parties want to specify how future changes to the agreement should be handled

1. Schedule A - Debt Details: Detailed breakdown of the original debt, including dates, amounts, and interest

2. Schedule B - Payment History: Record of payments made prior to forgiveness

3. Schedule C - Remaining Payment Schedule: If applicable, schedule of any remaining payments after partial forgiveness

4. Appendix 1 - Original Loan Agreement: Copy or reference to the original agreement creating the debt

5. Appendix 2 - Supporting Documents: Any relevant supporting documentation such as financial statements or hardship evidence