The Vendor Loan Agreement serves as a crucial financing instrument in the Indian business landscape, enabling suppliers and vendors to access working capital or expansion funding from their business partners or financial institutions. This document is particularly relevant when companies wish to support their key vendors' growth or operational needs through direct lending. The agreement, governed by Indian law, includes essential elements such as loan terms, security provisions, compliance requirements, and enforcement mechanisms. It ensures adherence to Indian financial regulations, including the Indian Contract Act, 1872, and relevant state-specific lending laws. The Vendor Loan Agreement typically incorporates specific provisions for security creation, registration requirements, and stamp duty compliance, making it a comprehensive financing document suitable for various commercial relationships.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identifies and defines the Lender and Borrower (Vendor) with complete legal names and addresses
2. Background: Explains the context of the vendor relationship and purpose of the loan
3. Definitions and Interpretation: Defines key terms used throughout the agreement and establishes interpretation rules
4. Loan Amount and Purpose: Specifies the loan amount, currency, and permitted use of funds
5. Interest Rate and Calculations: Details the applicable interest rate, calculation method, and payment periods
6. Repayment Terms: Outlines the repayment schedule, installment amounts, and payment mechanisms
7. Security and Collateral: Describes the assets or guarantees provided as security for the loan
8. Representations and Warranties: States the legal promises and factual assertions made by both parties
9. Covenants: Lists ongoing obligations and restrictions on the vendor's business activities
10. Events of Default: Defines circumstances that constitute default and consequences thereof
11. Remedies: Outlines the lender's rights and remedies in case of default
12. Notices: Specifies how formal communications between parties should be made
13. Governing Law and Jurisdiction: States that Indian law governs and specifies jurisdiction for disputes
14. Miscellaneous: Contains standard boilerplate provisions including amendments, assignments, and severability
1. Guarantee: Include when a third party guarantees the loan obligations
2. Insurance Requirements: Include when specific insurance coverage is required for secured assets
3. Pre-disbursement Conditions: Include when loan disbursement is subject to specific conditions being met
4. Step-in Rights: Include when lender requires right to take control of vendor's business in specific circumstances
5. Cross-Default Provisions: Include when default under other agreements should trigger default under this loan
6. Subordination Terms: Include when this loan needs to be subordinated to other debts or vice versa
7. Change of Control: Include when changes in vendor ownership should trigger specific rights/obligations
8. Assignment and Participation: Include when lender wants right to assign or sell participation in the loan
1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest rates, and payment schedule
2. Schedule 2 - Security Details: Comprehensive description of all assets provided as security
3. Schedule 3 - Repayment Schedule: Detailed amortization schedule with payment dates and amounts
4. Schedule 4 - Conditions Precedent: List of all documents and conditions required before loan disbursement
5. Schedule 5 - Form of Drawdown Notice: Template for requesting loan disbursements
6. Schedule 6 - Permitted Security Interests: List of pre-approved security interests that may exist on assets
7. Appendix A - Compliance Certificate: Template for periodic compliance reporting
8. Appendix B - Financial Covenants Calculations: Format for calculating and reporting financial covenants
Relevant legal definitions
Clauses
Relevant Industries
Manufacturing
Information Technology
Retail
Construction
Automotive
Telecommunications
Healthcare
Agriculture
E-commerce
Industrial Equipment
Textiles
Infrastructure
Logistics
Food Processing
Relevant Teams
Legal
Finance
Procurement
Supply Chain
Treasury
Risk Management
Compliance
Vendor Management
Credit
Operations
Corporate Secretarial
Business Development
Relevant Roles
Chief Financial Officer
Finance Manager
Legal Counsel
Procurement Manager
Vendor Relationship Manager
Credit Risk Manager
Treasury Manager
Contract Manager
Company Secretary
Financial Controller
Supply Chain Manager
Accounts Payable Manager
Risk Compliance Officer
Business Development Manager
Find the exact document you need
Pre Contract Agreement Car (Finance)
An Indian law-governed preliminary agreement setting out the framework and conditions for a potential car financing arrangement between a lender and prospective borrower.
find out more
Mortgage Servicing Agreement
An agreement governing mortgage servicing operations in India, establishing the relationship between lenders and servicers under Indian banking laws.
find out more
Letter For Lending Money To Someone
An Indian law-compliant letter document that formalizes a money lending arrangement between parties, detailing loan terms and conditions.
find out more
Lending Money Letter
A formal Indian law-compliant document establishing loan terms between parties, including amount, interest, and repayment conditions.
find out more
Lending Form
An Indian law-compliant lending form that documents loan agreements between lenders and borrowers, incorporating key regulatory requirements and transaction terms.
find out more
Hardware Loan Agreement
An Indian law-governed agreement establishing terms for temporary hardware loans between parties, including usage conditions, maintenance requirements, and return specifications.
find out more
Borrow Agreement Form
An Indian law-governed agreement establishing terms and conditions for borrowing arrangements, including loan amount, interest rates, and repayment terms.
find out more
Business Loan Broker Agreement
An Indian law-governed agreement establishing terms for loan broking services between a financial intermediary and a business client, including service scope and regulatory compliance requirements.
find out more
Borrowing Money Letter
A formal letter document governed by Indian law that establishes loan terms between borrower and lender, serving as a legally binding record of the borrowing arrangement.
find out more
Unsecured Personal Loan Agreement
An Indian law-governed agreement for unsecured personal loans, establishing loan terms and parties' obligations without requiring collateral.
find out more
Two Wheeler Loan Agreement
An Indian law-governed agreement establishing terms and conditions for two-wheeler vehicle financing, including loan details, security arrangements, and party obligations.
find out more
Term Loan Facility Agreement
An Indian law-governed agreement setting out terms and conditions for a term loan facility, including loan amount, interest, repayment, and security arrangements.
find out more
Syndicated Facility Agreement
An Indian law-governed agreement establishing terms for a loan provided by multiple lenders (syndicate) to a borrower, detailing facility terms and regulatory compliance requirements.
find out more
Simple Mortgage Deed Draft
An Indian legal document creating a charge on immovable property as security for a loan, governed by the Transfer of Property Act, 1882.
find out more
Simple Mortgage Agreement
An Indian legal document creating a security interest in real property as loan collateral, governed by the Transfer of Property Act, 1882.
find out more
Simple Loan Agreement Form
An Indian law-governed agreement establishing terms and conditions between lender and borrower for a basic loan transaction.
find out more
Self Help Group Loan Agreement Form
An Indian jurisdiction agreement establishing loan terms between a financial institution and a Self Help Group, incorporating group liability and microfinance regulations.
find out more
Private Loan Agreement For (Real Estate)
An Indian law-governed agreement establishing terms and conditions for private lending secured against real estate property, including loan terms, security arrangements, and enforcement mechanisms.
find out more
Peer To Peer Lending Agreement
An RBI-compliant agreement governing peer-to-peer lending transactions in India, establishing terms between lender and borrower through a regulated P2P platform.
find out more
Personal Loan Letter
An Indian-law governed letter documenting personal loan terms between parties, including loan amount, interest, repayment schedule, and obligations.
find out more
Personal Loan Contract Form
An Indian law-governed contract template establishing terms and conditions for personal loans between financial institutions and individual borrowers.
find out more
Personal Loan Agreement Document
An Indian law-governed agreement documenting terms and conditions of a personal loan between lender and borrower, including loan amount, interest, repayment terms, and legal obligations.
find out more
Personal Loan Agreement Contract
An Indian law-governed agreement establishing terms and conditions for a personal loan between a lender and borrower, including loan amount, interest, and repayment terms.
find out more
Personal Line Of Credit Agreement
An Indian law-governed agreement establishing a personal line of credit facility between a financial institution and an individual borrower, setting out terms for revolving credit access.
find out more
Small Loan Contract
An Indian law-governed agreement establishing terms and conditions for a small-scale loan between lender and borrower, including loan amount, interest rates, and repayment terms.
find out more
Small Loan Agreement
An Indian law-compliant agreement for documenting small-scale lending arrangements, specifying loan terms, repayment conditions, and security provisions.
find out more
Pro Forma Loan Agreement
A standard-form loan agreement template compliant with Indian law and banking regulations, establishing terms for lending transactions.
find out more
Loan Car Form
An Indian-compliant legal document establishing terms and conditions for temporary vehicle loans between parties, adhering to Indian motor vehicle and contract laws.
find out more
Mortgage Subordination Agreement
An Indian law-governed agreement that establishes priority between multiple mortgages on a property, where one mortgage holder agrees to subordinate their security interest to another.
find out more
Family Member Promissory Note
An Indian-law governed promissory note formalizing loan agreements between family members, establishing legally binding terms while preserving familial relationships.
find out more
Vendor Finance Loan Agreement
An Indian law-governed agreement establishing terms for vendor financing, including loan details, security arrangements, and party obligations.
find out more
Employee Computer Loan Agreement
An Indian law-governed agreement establishing terms for employer-provided computer equipment loans to employees, including repayment and usage conditions.
find out more
Acknowledgement Of Debt Agreement
An Indian law-governed agreement formally recognizing a debt obligation between parties, including repayment terms and interest calculations.
find out more
Balloon Loan Agreement
An Indian law-governed loan agreement featuring smaller periodic payments with a large final balloon payment, structured under Indian banking and contract laws.
find out more
Loan Agreement Between Companies
An Indian law-governed agreement establishing terms and conditions for an inter-company loan, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Inter Lender Agreement
An Indian law-governed agreement establishing rights and relationships between multiple lenders in a financing arrangement, compliant with Indian banking regulations.
find out more
Overagreement
An Indian law-governed master agreement establishing framework terms for ongoing business relationships and future specific transactions.
find out more
Litigation Financing Agreement
An Indian law-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, returns, and control mechanisms.
find out more
Credit Terms Agreement
An India-governed agreement establishing credit facility terms between lender and borrower, compliant with Indian banking regulations and enforcement mechanisms.
find out more
Subordinated Loan Agreement
An Indian law-governed agreement establishing a subordinated loan facility where the lender's claims are contractually subordinate to senior debt obligations.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)